184 Windmere Trl, Moneta, VA 24121 Property Records

Franklin County property record for 184 Windmere Trl, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,384 sqft · built 1979
Lot Size	1.05 acres (45,791 sqft)
Owner	Individual Name on Record
Last Sale	$567,500 (Oct 2017)
Tax Bill	$4,245 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048 03-021 00`

Property Details

APN / Parcel Number

Primary APN	`048 03-021 00`
Alternative APN	`14725`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	3,612 sqft
1st Floor Area	1,384 sqft
Basement Area	2,196 sqft
Finished Basement	1,300 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,791 sqft (1.05 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	288 sqft
Patio Area	720 sqft
Shed	1 Shed
Shed Area	240 sqft
Storage Building	63 sqft
Boat Access	Boat Access
Boat House	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14725
Street Address	184 WINDMERE TRL
City	MONETA
State	VA
Zip	24121-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINDMERE POINT LOT 21
Legal Subdivision	WINDMERE POIN
Legal Lot Number	21
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3002
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	184 WINDMERE TRL, MONETA, VA 24121-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	Sep 26, 2005 · Amount on Record
Deed Document Number	20176983
Deed Book / Page	1099 / 2907
Last Transfer Date	Oct 10, 2024
Transfer Doc	0001213084
Record Updated	Sep 20, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 31, 2017
Property Address	184 WINDMERE TRL, MONETA, VA 24121-3215
Document Number	0010992907
Book / Page	001099 / 002907
Instrument Date	Oct 3, 2017
Instrument	6983
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 WINDMERE TRL MONETA VA 241213215, MONETA, VA 24121-3215

Mortgage

Document Number	10992910
Date	Oct 31, 2017
Book Page	001099/002910
Instrument	6984

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,245.00 (+1,206.15%)	$987,300 (+67.99%) Land $245,000 Building $742,300	$987,300 (+67.99%) Land $245,000 Building $742,300
2023	$325.00	$587,700 (+1%) Land $240,000 Building $347,700	$587,700 (+1%) Land $240,000 Building $347,700
2022		$581,900 Land $240,000 Building $341,900	$581,900 Land $240,000 Building $341,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband, ZiTEL.

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