192 Windmere Trl, Moneta, VA 24121 Property Records

Franklin County property record for 192 Windmere Trl, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 3,545 sqft · built 1997
Lot Size	0.941 acres (40,990 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,150 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`048 03-023 00`

Property Details

APN / Parcel Number

Primary APN	`048 03-023 00`
Alternative APN	`14727`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	3,545 sqft Living Area
Gross Area	7,642 sqft
1st Floor Area	2,607 sqft
Basement Area	2,596 sqft
Finished Basement	1,430 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Exterior Material	EIFS / Synthetic Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	40,990 sqft (0.941 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	576 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	248 sqft
Patio Area	1,620 sqft
Boat Access	Boat Access
Boat House	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14727
Street Address	192 WINDMERE TRL
City	MONETA
State	VA
Zip	24121-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINDMERE POINT LOT 23
Legal Subdivision	WINDMERE POIN
Legal Lot Number	23
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3002
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2828 CRAYTON RD, NAPLES, FL 34103-4026
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Oct 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 25, 2006
Transfer Doc	00087602018
Record Updated	Sep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 30, 2020
Property Address	192 WINDMERE TRL, MONETA, VA 24121-3215
Document Number	0011493360
Book / Page	001149 / 003360
Instrument Date	Oct 26, 2020
Instrument	8601
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 WINDMERE TRL MONETA VA 241213215, MONETA, VA 24121-3215

Mortgage

Document Number	11493366
Date	Oct 30, 2020
Book Page	001149/003366
Instrument	8603

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	156 Months
Due	Oct 29, 2033

Interest

Rate Type	Fixed Rate
Rate	2.5%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 30, 2020
Property Address	192 WINDMERE TRL, MONETA, VA 24121-3215
Document Number	0011493363
Book / Page	001149 / 003363
Instrument Date	Oct 20, 2020
Instrument	8602
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 WINDMERE TRL MONETA VA 241213215, MONETA, VA 24121-3215

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,150.00 (+32.59%)	$2,128,000 (+88.09%) Land $385,000 Building $1,743,000	$2,128,000 (+88.09%) Land $385,000 Building $1,743,000
2023	$6,901.00	$1,131,400 (-) Land $380,000 Building $751,400	$1,131,400 (-) Land $380,000 Building $751,400
2022		$1,131,400 Land $380,000 Building $751,400	$1,131,400 Land $380,000 Building $751,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband, ZiTEL.

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