196 S Main St, Amherst, VA 24521 Property Records

Amherst County property record for 196 S Main St, Amherst, VA 24521

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	0.5 ba · 2,960 sqft · built 1914
Lot Size	0.252 acres (11,004 sqft)
Owner	Individual Name on File
Tax Bill	$865 (2026)
Flood Zone	Zone X (minimal risk)
APN	`96A4 3 4,5`

Property Details

APN / Parcel Number

Primary APN	`96A4 3 4,5`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,960 sqft Total Area
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	11,004 sqft (0.252 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	196 S MAIN ST
City	AMHERST
State	VA
Zip	24521
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CBD
Legal Description	BURCH & OGDEN BLDG 96A4 3 4,5
Jurisdiction	AMHERST VA
Township / Civil Division	2
Census Block Group	2
Census Block	2020
Census Tract	10201

Owner

Source: Amherst County records · APN 96A4 3 4,5

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	429 UNION HILL RD, AMHERST, VA 24521-4043
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Amherst County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Municipality	Amherst Town
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$865.00 (+1.17%)	$140,200 (-) Land $45,000 Building $95,200	$154,500 (+10.2%) Land $54,000 Building $100,500
2025	$855.00
2024		$140,200 (-) Land $45,000 Building $95,200	$140,200 (-) Land $45,000 Building $95,200
2023	$855.00	$140,200 Land $45,000 Building $95,200	$140,200 Land $45,000 Building $95,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 14, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 178 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF AMHERST serves 2,231 people
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.