Amherst County property record for 188 S Main St, Amherst, VA 24521
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1 ba · 3,344 sqft · built 1914 |
| Lot Size | 0.044 acres (1,936 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (Oct 2025) |
| Tax Bill | $1,645 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Line of Credit Nov 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 96A4 3 G2 |
| Primary APN | 96A4 3 G2 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 2 Half Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 3,344 sqft Total Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 1,936 sqft (0.044 acres) |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 188 S MAIN ST |
|---|---|
| City | AMHERST |
| State | VA |
| Zip | 24521 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CBD |
| Legal Description | CORNER OF MAIN ST AND W COURT ST SANDWICH SHOP 96A4 3 G |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10201 |
Source: Amherst County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3840 LEXINGTON TPKE, AMHERST, VA 24521-3701 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed, Transfer · Line of Credit SELECT BANK |
| Nov 4, 2021 | Intrafamily Transfer, Transfer |
| Apr 12, 2021 | Warranty Deed, Transfer · Line of Credit BANK OF THE JAMES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on Record |
| Deed Sale | Oct 24, 2025 · Amount on Record |
| Prior Sale | Apr 12, 2021 · Amount on Record |
| Deed Document Number | 20253259 |
| Prior Transfer Date | Oct 28, 2021 |
| Prior Transfer Doc | 0000004353 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Oct 24, 2025 |
| Property Address | 188 S MAIN ST, AMHERST, VA 24521 |
| Document Number | 0250003259 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 250003259 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3840 LEXINGTON TPKE, AMHERST, VA 24521-3701 |
| Document Number | 0250003260 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 250003260 |
| Name | SELECT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Nov 4, 2021 |
| Property Address | 188 S MAIN ST, AMHERST, VA 24521 |
| Document Number | 0210004353 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 210004353 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 271 S MAIN ST, AMHERST, VA 24521-2636 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Apr 12, 2021 |
| Property Address | 188 S MAIN ST, AMHERST, VA 24521 |
| Document Number | 0210001393 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 210001393 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2025 |
| Title Company | MOUNTAIN VIEW STLMNT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 271 MAIN ST, MADISON HEIGHTS, VA 24572-2262 |
| Document Number | 0210001394 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 210001394 |
| Name | BANK OF THE JAMES |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Amherst County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Municipality | Amherst Town |
| Unified School District | Amherst County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,645.00 (+49.95%) | $179,900 (-) Land $35,000 Building $144,900 | $293,800 (+63.31%) Land $42,000 Building $251,800 |
| 2025 | $1,097.00 | $179,900 (-) Land $35,000 Building $144,900 | $179,900 (-) Land $35,000 Building $144,900 |
| 2024 | $1,097.00 | $179,900 (-) Land $35,000 Building $144,900 | $179,900 (-) Land $35,000 Building $144,900 |
| 2023 | $1,097.00 | $179,900 Land $35,000 Building $144,900 | $179,900 Land $35,000 Building $144,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF AMHERST serves 2,231 people · EPA ID VA5009050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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