Amherst County property record for 198 S Main St, Amherst, VA 24521
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2 bd · 3.5 ba · 5,104 sqft · built 1914 |
| Lot Size | 0.064 acres (2,821 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (Nov 2018) |
| Tax Bill | $2,001 (2026) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 96A4 3 C |
| Primary APN | 96A4 3 C |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 5,104 sqft Total Area |
| Basement Area | 2,552 sqft |
| Unfinished Basement | 2,552 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 2,821 sqft (0.064 acres) |
| Deck Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 198 S MAIN ST |
|---|---|
| City | AMHERST |
| State | VA |
| Zip | 24521 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CBD |
| Legal Description | LOT & STORE ON MAIN ST 96A4 3 C |
| Legal Subdivision | EST EDWARD SANDIDGE |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10201 |
Source: Amherst County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1726, AMHERST, VA 24521-1726 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on Record |
| Deed Sale | Nov 28, 2018 · Amount on Record |
| Prior Sale | Sep 13, 2012 · Amount on Record |
| Deed Document Number | 20183200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Nov 28, 2018 |
| Property Address | 198 S MAIN ST, AMHERST, VA 24521 |
| Document Number | 0180003200 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 180003200 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1726, AMHERST, VA 24521-1726 |
| Document Number | 0180003201 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 180003201 |
| Name | BANK OF THE JAMES |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Amherst County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Municipality | Amherst Town |
| Unified School District | Amherst County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,001.00 (+8.16%) | $303,300 (-) Land $70,000 Building $233,300 | $357,400 (+17.84%) Land $84,000 Building $273,400 |
| 2025 | $1,850.00 | ||
| 2024 | $303,300 (-) Land $70,000 Building $233,300 | $303,300 (-) Land $70,000 Building $233,300 | |
| 2023 | $1,850.00 | $303,300 Land $70,000 Building $233,300 | $303,300 Land $70,000 Building $233,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF AMHERST serves 2,231 people · EPA ID VA5009050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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