Placer County property record for 196 Phoenix Cir, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,186 sqft · built 2006 |
| Lot Size | 0.58 acres (2,523 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $289,000 (Sep 2017) |
| Tax Bill | $3,817 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-190-005-000 |
| Primary APN | 009-190-005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,186 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 2,523 sqft (0.58 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 196 PHOENIX CIR |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-2358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 - JOINER VILLAGE PARCEL 2 MOR AA-34 |
| Legal Subdivision | JOINER VILLAGE |
| Legal Lot Number | 47 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 21403 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40542 BIRCHFIELD DR, TEMECULA, CA 92591-6064 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 27, 2017 | Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2017 · Amount on Record |
| Deed Sale | Sep 27, 2017 · Amount on Record |
| Prior Sale | Jan 29, 2014 · Amount on Record |
| Deed Document Number | 201774892 |
| Prior Transfer Date | Jul 25, 2012 |
| Prior Transfer Doc | 0000070161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 196 PHOENIX CIR, LINCOLN, CA 95648-2358 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 196 PROENIX CIR, LINCOLN, CA 95648-2358 |
| Document Number | 0000022996 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022-0022996 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Sep 27, 2017 |
| Property Address | 196 PHOENIX CIR, LINCOLN, CA 95648-2358 |
| Document Number | 0000074892 |
| Map Reference | MAP AA PG34 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 2017-0074892 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 PHOENIX CIR, LINCOLN, CA 95648-2358 |
| Document Number | 0000074893 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 2017-0074893 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $335,403 (+2%) Land $81,238 Building $254,165 | |
| 2025 | $3,817.00 (+2.64%) | $328,828 (+4.04%) Land $79,646 Building $249,182 |
| 2023 | $3,719.00 (+1.83%) | $316,061 Land $76,554 Building $239,507 |
| 2022 | $3,652.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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