172 Phoenix Cir, Lincoln, CA 95648 Property Records

Placer County property record for 172 Phoenix Cir, Lincoln, CA 95648

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,425 sqft · built 2006
Lot Size0.62 acres (2,706 sqft)
OwnerIndividual Name on Record
Last Sale$463,500 (Nov 2021)
Tax Bill$5,435 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN009-190-009-000

Property Details

APN / Parcel Number

Primary APN009-190-009-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,425 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBungalow
Construction TypeFrame
Lot Area2,706 sqft (0.62 acres)
Garage Area429 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address172 PHOENIX CIR
CityLINCOLN
StateCA
Zip95648-2358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 51 - JOINER VILLAGE PARCEL 2 MOR AA-34
Legal SubdivisionJOINER VILLAGE
Legal Lot Number51
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group5
Census Block5004
Census Tract21403

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address626 VERONA CIR, LINCOLN, CA 95648-7867
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Grant Deed, Transfer · Conventional Mortgage
WHOLESALE WEST LENDING INC
Sep 29, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 18, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 31, 2018Grant Deed, Transfer · VA Mortgage
NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2021 · Amount on Record
Deed SaleNov 12, 2021 · Amount on Record
Prior SaleAug 31, 2018 · Amount on Record
Deed Document Number2021140319
Record UpdatedOct 29, 2026

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateNov 12, 2021
Property Address172 PHOENIX CIR, LINCOLN, CA 95648-2358
Document Number0000140319
Map ReferenceMB AA PG 34
Instrument DateNov 9, 2021
Instrument2021-0140319
Transaction TypeTransfer
Record UpdatedNov 26, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address172 PHOENIX CIR, LINCOLN, CA 95648-2358

Mortgage

Document Number0000140320
DateNov 12, 2021
Instrument2021-0140320
Lender
NameWHOLESALE WEST LENDING INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address172 PHOENIX CIR, LINCOLN, CA 95648-2358
Transaction TypeMortgage
Record UpdatedOct 11, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address172 PHOENIX CIR, LINCOLN, CA 95648-2358

Mortgage

Document Number0000121392
DateSep 29, 2021
Instrument2021-0121392
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term289 Months
DueOct 1, 2045

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address172 PHOENIX CIR, LINCOLN, CA 95648-2358
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address172 PHOENIX CIR, LINCOLN, CA 95648-2358

Mortgage

Document Number0000102806
DateSep 18, 2020
Instrument2020-0102806
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term301 Months
DueOct 1, 2045

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateAug 31, 2018
Property Address172 PHOENIX CIR, LINCOLN, CA 95648-2358
Document Number0000063659
Map ReferenceMB AA PG34
Instrument DateAug 29, 2018
Instrument2018-0063659
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyPLACER TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address172 PHOENIX CIR, LINCOLN, CA 95648-2358

Mortgage

Document Number0000063660
DateAug 31, 2018
Instrument2018-0063660
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2033

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityLincoln City
Unified School DistrictWestern Placer Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$501,272 (+2%) Land $129,890 Building $371,382
2025$5,435.00 (+13.3%) Homeowner's exemption$491,444 (+15.63%) Land $127,344 Building $364,100
2023$4,797.00 (-7.86%) Homeowner's exemption$425,000 Land $110,100 Building $314,900
2022$5,206.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLN
serves 56,268 people · EPA ID CA3110004
Water SourcePurchased surface water from PLACER CWA - FOOTHILL
Last State InspectionJan 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
300 / 20
Corridor Wireless
Fixed Wireless
100 / 100
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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