Wake County property record for 196 Gaffer St, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,462 sqft · built 2006 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Nov 2019) |
| Tax Bill | $4,117 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1700.03-44-2235-000 |
| Primary APN | 1700.03-44-2235-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,462 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 418 sqft |
| Porch | Open Porch |
| Porch Area | 105 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 0333960 |
|---|---|
| Street Address | 196 GAFFER ST |
| City | GARNER |
| State | NC |
| Zip | 27529-4391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LO44 VANDORA PINES PHIIB BM2005-01151 |
| Legal Subdivision | VANDORA PINES PHIIB |
| Legal Lot Number | 44 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 52801 |
Source: Wake County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 196 GAFFER ST, GARNER, NC 27529-4391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 7, 2019 | Deed of Trust, Mortgage · FHA Mortgage PRIME LNDG |
| Nov 7, 2019 | Warranty Deed, Transfer · FHA Mortgage PRIME LNDG |
| Aug 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTH ST BK |
| Apr 4, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2019 · Amount on Record |
| Deed Sale | Nov 7, 2019 · Amount on Record |
| Prior Sale | Apr 10, 2014 · Amount on Record |
| Deed Book / Page | 17641 / 2628 |
| Prior Transfer Date | Apr 4, 2018 |
| Prior Transfer Doc | 170890654 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 196 GAFFER ST, GARNER, NC 27529-4391 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 018524/223 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 18524/223 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 196 GAFFER ST, GARNER, NC 27529-4391 |
| Document Number | 176412630 |
| Instrument Date | Nov 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 196 GAFFER ST GARNER NC 275294391, GARNER, NC 27529-4391 |
| Document Number | 176412630 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 017641/002630 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Nov 7, 2019 |
| Property Address | 196 GAFFER ST, GARNER, NC 27529-4391 |
| Document Number | 176412628 |
| Book / Page | 017641 / 002628 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2021 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 196 GAFFER ST GARNER NC 275294391, GARNER, NC 27529-4391 |
| Document Number | 176412630 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 017641/002630 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 196 GAFFER ST, GARNER, NC 27529-4391 |
| Document Number | 172120655 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 196 GAFFER ST GARNER NC 275294391, GARNER, NC 27529-4391 |
| Document Number | 172120655 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 017212/000655 |
| Name | NORTH ST BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Apr 4, 2018 |
| Property Address | 196 GAFFER ST, GARNER, NC 27529-4391 |
| Document Number | 170890654 |
| Book / Page | 017089 / 000654 |
| Instrument Date | Apr 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 GAFFER ST GARNER NC 275294391, GARNER, NC 27529-4391 |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,117.00 (+24.57%) | $395,085 (+54.42%) Land $95,000 Building $300,085 | $395,085 (+54.42%) Land $95,000 Building $300,085 |
| 2023 | $3,305.00 | $255,849 Land $48,000 Building $207,849 | $255,849 Land $48,000 Building $207,849 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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