213 Gaffer St, Garner, NC 27529 Property Records

Wake County property record for 213 Gaffer St, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,144 sqft · built 2003
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$487,000 (Jul 2022)
Tax Bill	$3,673 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1700.03-44-5296 0290772`

Property Details

APN / Parcel Number

Primary APN	`1700.03-44-5296 0290772`
Alternative APN	`0290772`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,144 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,632 sqft (0.289 acres)
Garage Area	462 sqft
Porch	Porch
Porch Area	20 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0290772
Street Address	213 GAFFER ST
City	GARNER
State	NC
Zip	27529-4375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LO49 VANDORA PINES SUB PHI BM2001-01482
Legal Township	16
Legal Subdivision	VANDORA PINES SUB
Legal Phase	1
Legal Lot Number	49
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	1
Census Block	1006
Census Tract	52801

Owner

213 Gaffer St is owned and occupied by an individual who bought it in July 2022.

Source: Wake County records, as of April 18, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	213 GAFFER ST, GARNER, NC 27529-4375
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP
Oct 1, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
May 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FED'L FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Prior Sale	May 22, 2015 · Amount on File
Deed Document Number	0191021162
Deed Book / Page	19102 / 1162
Record Updated	Jun 7, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 28, 2022
Property Address	213 GAFFER ST, GARNER, NC 27529-4375
Document Number	19102/1162
Book / Page	19102 / 1162
Map Reference	MB 2001 PG 1482
Instrument Date	Jul 21, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$974.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 GAFFER ST, GARNER, NC 27529-4375

Mortgage

Document Number	0191021164
Date	Jul 28, 2022
Instrument	19102/1164

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	213 GAFFER ST, GARNER, NC 27529-4375
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 GAFFER ST, GARNER, NC 27529-4375

Mortgage

Document Number	18105/1972
Date	Oct 1, 2020
Book Page	18105/1972

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	296 Months
Due	Jun 1, 2045

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	213 GAFFER ST, GARNER, NC 27529-4375
Document Number	171331839
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	213 GAFFER ST GARNER NC 275294375, GARNER, NC 27529-4375

Mortgage

Document Number	171331839
Date	May 23, 2018
Book Page	017133/001839

Lender

Name	COASTAL FED'L FIN'L
Type	Funding / Finance Company
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 22, 2023

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,673.00	$284,542 Land $48,000 Building $236,542	$284,542 Land $48,000 Building $236,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 213 Gaffer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 Gaffer St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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