Wake County property record for 209 Gaffer St, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,281 sqft · built 2004 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,500 (Feb 2004) |
| Tax Bill | $4,089 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1700.03-44-5310-000 |
| Primary APN | 1700.03-44-5310-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,281 sqft Living Area |
| 1st Floor Area | 2,281 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0290771 |
|---|---|
| Street Address | 209 GAFFER ST |
| City | GARNER |
| State | NC |
| Zip | 27529-4375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LO48 VANDORA PINES SUB PHI BM2001-01482 |
| Legal Subdivision | VANDORA PINES SUB PHI |
| Legal Phase | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 52801 |
209 Gaffer St is owned and occupied by two individuals who bought it in February 2004.
Source: Wake County records, as of April 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 GAFFER ST, GARNER, NC 27529-4375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2004 · Amount on File |
| Deed Sale | Feb 2, 2004 · Amount on File |
| Deed Book / Page | 10649 / 1612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 209 GAFFER ST, GARNER, NC 27529-4375 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 209 GAFFER ST, GARNER, NC 27529-4375 |
| Document Number | 20187/1960 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 20187/1960 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2025 property tax bill for 209 Gaffer St was $4,089.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,089.00 | $392,374 Land $95,000 Building $297,374 | $392,374 Land $95,000 Building $297,374 |
| 2023 | $3,381.00 | $261,801 Land $48,000 Building $213,801 | $261,801 Land $48,000 Building $213,801 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 Gaffer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Gaffer St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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