196 E Bridge St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 196 E Bridge St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,328 sqft · built 1900
Lot Size0.056 acres (2,442 sqft)
OwnerIndividual Name on Record
Last Sale$68,000 (Jul 2019)
Tax Bill$1,835 (2026)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.49-05-02

Property Details

APN / Parcel Number

Primary APN351200 128.49-05-02
Alternative APNs
  • 120012804900050020000000
  • 4321

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,328 sqft Living Area
1st Floor Area838 sqft
2nd Floor Area240 sqft
Upper Floors Area250 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area2,442 sqft (0.056 acres)
Lot Dimensions66 ft deep x 37 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area218 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4321
Street Address196 E BRIDGE ST
CityOSWEGO
StateNY
Zip13126-2253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN1
Legal Block5
Legal Lot Number2.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group4
Census Block4015
Census Tract21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 E CAYUGA ST, OSWEGO, NY 13126-2212
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2019 · Amount on Record
Deed SaleJul 10, 2019 · Amount on Record
Prior SaleJan 12, 1999 · Amount on Record
Deed Document Number20195700
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateJul 10, 2019
Property Address196 E BRIDGE ST, OSWEGO, NY 13126-2253
Document Number0000005700
Instrument DateJun 27, 2019
InstrumentR-2019-005700
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyINDEPENDENCE TTL AGCY EMILY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$272.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address54 TWIN ORCHARD DR, 54, OSWEGO, NY 13126-6106

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E CAYUGA ST, OSWEGO, NY 13126-2212

Mortgage

Document Number0000005701
DateJul 10, 2019
InstrumentR-2019-005701
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,835.00 (-1.13%)
2025$1,856.00$99,000 (+54.93%) Land $13,500 Building $85,500$99,000 (+28.59%) Land $13,500 Building $85,500
2023$63,900 Land $5,800 Building $58,100$76,988 Land $6,988 Building $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on E Bridge St

Nearby Streets

Search Property Records by Address or Parcel Number