203 E Bridge St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 203 E Bridge St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,816 sqft · built 1860
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,500 (Nov 2000)
Tax Bill	$3,113 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`351200 128.42-01-19`

Property Details

APN / Parcel Number

Primary APN	`351200 128.42-01-19`
Alternative APNs	`120012804200010190000000` `4189`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	1,234 sqft
Upper Floors Area	618 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	232 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	760 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4189
Street Address	203 E BRIDGE ST
City	OSWEGO
State	NY
Zip	13126-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Description	B 94, L 1 122-004-000
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	4
Census Block	4011
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 E BRIDGE ST, OSWEGO, NY 13126-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Deed of Trust, Mortgage · Line of Credit OSWEGO COUNTY FCU
Jul 22, 2020	Deed of Trust, Mortgage · Line of Credit OSWEGO COUNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2000 · Amount on Record
Deed Sale	Nov 16, 2000 · Amount on Record
Prior Sale	Jul 7, 1997 · Amount on Record
Deed Book / Page	1540 / 319
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	203 E BRIDGE ST, OSWEGO, NY 13126-2302
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E BRIDGE ST, OSWEGO, NY 13126-2302

Mortgage

Document Number	0000007173
Date	Aug 21, 2025
Instrument	R-2025-007173

Lender

Name	OSWEGO COUNTY FCU
Type	Credit Union
Address	OSWEGO, NY 13126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	203 E BRIDGE ST, OSWEGO, NY 13126-2302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005929
Date	Jul 22, 2020
Instrument	R-2020-005929

Lender

Name	OSWEGO COUNTY FCU
Type	Credit Union
Address	OSWEGO, NY 13126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 21, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,113.00 (-1.17%)
2025	$3,150.00	$168,000 (+76.84%) Land $16,600 Building $151,400	$168,000 (+46.78%) Land $16,600 Building $151,400
2023		$95,000 Land $8,900 Building $86,100	$114,458 Land $10,723 Building $103,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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