Oswego County and Oswego City property record for 186 E Bridge St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,096 sqft · built 1900 |
| Lot Size | 0.058 acres (2,541 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $97,000 (Nov 2025) |
| Tax Bill | $1,520 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.49-04-04 |
| Primary APN | 351200 128.49-04-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,096 sqft Living Area |
| 1st Floor Area | 772 sqft |
| Upper Floors Area | 324 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,541 sqft (0.058 acres) |
| Lot Dimensions | 77 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 333 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5354 |
|---|---|
| Street Address | 186 E BRIDGE ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN1 |
| Legal Block | 4 |
| Legal Lot Number | 4.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 E 4TH ST, OSWEGO, NY 13126-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on Record |
| Deed Sale | Nov 5, 2025 · Amount on Record |
| Deed Document Number | 2025R2025009854 |
| Prior Transfer Date | Jun 22, 2005 |
| Prior Transfer Doc | 2005008502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Nov 5, 2025 |
| Property Address | 186 E BRIDGE ST, OSWEGO, NY 13126-2211 |
| Document Number | 0000009854 |
| Instrument Date | Nov 5, 2025 |
| Instrument | R-2025-009854 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $388.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9600 S OCEAN DR APT 603, 603, JENSEN BEACH, FL 34957-2339 |
| Name | Verified Name |
|---|---|
| Address | 11 E 4TH ST, OSWEGO, NY 13126-1116 |
| Document Number | 0000009855 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | R-2025-009855 |
| Name | FULTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 1, 2045 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,520.00 Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $82,000 (-) Land $13,700 Building $68,300 | $82,000 (-) Land $13,700 Building $68,300 | |
| 2024 | Homeowner's exemption Senior Citizen's exemption | $82,000 (+60.78%) Land $13,700 Building $68,300 | $82,000 (+33.45%) Land $13,700 Building $68,300 |
| 2023 | $51,000 Land $5,000 Building $46,000 | $61,446 Land $6,024 Building $55,422 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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