196 Capital Dr, Hampstead, NC 28443 Property Records

Pender County property record for 196 Capital Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,382 sqft · built 2018
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Feb 2020)
Tax Bill	$3,183 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3281-87-4036-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-87-4036-0000`
Alternative APN	`000027099`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,382 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000027099
Street Address	196 CAPITAL DR
City	HAMPSTEAD
State	NC
Zip	28443-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21 PB 63/119 SENECA REEF PH 2 SECW
Legal Subdivision	SENECA REEF
Legal Phase	2
Legal Lot Number	21
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 CAPITAL DR, HAMPSTEAD, NC 28443-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 27, 2021	Intrafamily Transfer, Transfer
Feb 25, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Deed Book / Page	4705 / 233
Last Transfer Date	Apr 28, 2021
Transfer Doc	0020082626
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Apr 28, 2021
Property Address	196 CAPITAL DR, HAMPSTEAD, NC 28443-1109
Document Number	0047500608
Book / Page	4750 / 608
Map Reference	MB 63 PG 119
Instrument Date	Apr 28, 2021
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	196 CAPITAL DR, HAMPSTEAD, NC 28443-1109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 CAPITAL DR, HAMPSTEAD, NC 28443-1109
Investor	Possibly a Property Investor

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Apr 27, 2021
Property Address	196 CAPITAL DR, HAMPSTEAD, NC 28443-1109
Document Number	0047492778
Book / Page	4749 / 2778
Map Reference	MB 63 PG 119
Instrument Date	Apr 24, 2021
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 CAPITAL DR, HAMPSTEAD, NC 28443-1109
Investor	Possibly a Property Investor

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 25, 2020
Property Address	196 CAPITAL DR, HAMPSTEAD, NC 28443-1109
Document Number	0047050233
Book / Page	4705 / 233
Map Reference	MB 63 PG 119
Instrument Date	Feb 24, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 RACINE DR STE 201, 131, WILMINGTON, NC 28403-8752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 CAPITAL DR, HAMPSTEAD, NC 28443-1109

Mortgage

Document Number	0004705235
Date	Feb 25, 2020
Instrument	4705/235

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,183.00 (+13.92%)	$553,772 (+71.72%) Land $70,350 Building $483,422	$553,772 (+71.72%) Land $70,350 Building $483,422
2023		$322,492 (-) Land $66,690 Building $255,802	$322,492 (-) Land $66,690 Building $255,802
2022	$2,794.00	$322,492 Land $66,690 Building $255,802	$322,492 Land $66,690 Building $255,802

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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