116 Capital Dr, Hampstead, NC 28443 Property Records

Pender County property record for 116 Capital Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,936 sqft · built 2018
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$314,000 (Mar 2019)
Tax Bill	$3,260 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3281-86-7717-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-86-7717-0000`
Alternative APNs	`000029251` `978261`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,936 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000029251
Street Address	116 CAPITAL DR
City	HAMPSTEAD
State	NC
Zip	28443-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 16 PB 61/91 SENECA REEF
Legal Subdivision	SENECA REEF
Legal Lot Number	16
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

Source: Pender County assessment roll, APN 3281-86-7717-0000, as of January 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	116 CAPITAL DR, HAMPSTEAD, NC 28443-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 29, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Book / Page	4681 / 2826
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	116 CAPITAL DR, HAMPSTEAD, NC 28443-1109
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CAPITAL DR, HAMPSTEAD, NC 28443-1109

Mortgage

Document Number	0048081503
Date	Mar 14, 2023
Book Page	4808/1503

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Aug 01, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	116 CAPITAL DR, HAMPSTEAD, NC 28443-1109
Transaction Type	Mortgage
Record Updated	May 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047070977
Date	Mar 23, 2020
Book Page	4707/977

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jul 01, 2049

March 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 29, 2019
Property Address	116 CAPITAL DR, HAMPSTEAD, NC 28443-1109
Document Number	0046812826
Book / Page	4681 / 2826
Map Reference	MB 61 PG 91
Instrument Date	Mar 29, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$628.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1545, MOUNT PLEASANT, SC 29465-1545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CAPITOL DR, HAMPSTEAD, NC 28443-1109

Mortgage

Document Number	0046812828
Date	Mar 29, 2019
Instrument	4681/2828

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Pender County assessment roll as of January 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,260.00 (+13.83%)	$590,627 (+78.49%) Land $69,800 Building $520,827	$590,627 (+78.49%) Land $69,800 Building $520,827
2023		$330,897 (-) Land $66,420 Building $264,477	$330,897 (-) Land $66,420 Building $264,477
2022	$2,864.00	$330,897 Land $66,420 Building $264,477	$330,897 Land $66,420 Building $264,477

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 149 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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