148 Capital Dr, Hampstead, NC 28443 Property Records

Pender County property record for 148 Capital Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,382 sqft · built 2018
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Mar 2022)
Tax Bill	$3,069 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3281-86-6809-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-86-6809-0000`
Alternative APNs	`000047915` `978261`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,382 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	15,682 sqft (0.36 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000047915
Street Address	148 CAPITAL DR
City	HAMPSTEAD
State	NC
Zip	28443-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 18 PB 63/34 SENECA REEF PH 2 SEC 1
Legal Subdivision	SENECA REEF
Legal Phase	2
Legal Lot Number	18
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

Source: Pender County records · APN 3281-86-6809-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	148 CAPITAL DR, HAMPSTEAD, NC 28443-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 10, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 14, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Prior Sale	Feb 14, 2020 · Amount on Record
Deed Document Number	0000284782
Deed Book / Page	28 / 4782
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	148 CAPITAL DR, HAMPSTEAD, NC 28443-1109
Transaction Type	Mortgage
Record Updated	May 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047390104
Date	Jan 22, 2021
Book Page	4739/104

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 10, 2022
Property Address	148 CAPITAL DR, HAMPSTEAD, NC 28443-1109
Document Number	0047820028
Book / Page	4782 / 28
Map Reference	MB 63 PG 34
Instrument Date	Mar 07, 2022
Transaction Type	Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 19TH ST, 506, ST AUGUSTINE, FL 32084-1759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 CAPITAL DR, HAMPSTEAD, NC 28443-1109

Mortgage

Document Number	0000478231
Date	Mar 10, 2022
Instrument	4782/31

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 14, 2020
Property Address	148 CAPITAL DR, HAMPSTEAD, NC 28443-1109
Document Number	0047041465
Book / Page	4704 / 1465
Map Reference	MB 63 PG 34
Instrument Date	Feb 13, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 RACINE DR STE 201, 131, WILMINGTON, NC 28403-8752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 CAPITAL DR, HAMPSTEAD, NC 28443-1109

Mortgage

Document Number	0047041467
Date	Feb 14, 2020
Instrument	4704/1467

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,069.00 (+13.96%)	$548,567 (+76.8%) Land $69,800 Building $478,767	$548,567 (+76.8%) Land $69,800 Building $478,767
2023		$310,269 (-) Land $66,420 Building $243,849	$310,269 (-) Land $66,420 Building $243,849
2022	$2,693.00	$310,269 Land $66,420 Building $243,849	$310,269 Land $66,420 Building $243,849

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 149 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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