196 Amberwind Cir, Oakley, CA 94561 Property Records

Contra Costa County property record for 196 Amberwind Cir, Oakley, CA 94561 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,170 sqft · built 2018
Lot Size	0.08 acres (3,486 sqft)
Owner	2 Company Names on File
Last Sale	$715,000 (Jul 2021)
Tax Bill	$13,638 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`037-580-016-6`

Property Details

APN / Parcel Number

Primary APN	`037-580-016-6`
Alternative APN	`037-580-016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,170 sqft Living Area
1st Floor Area	1,052 sqft
2nd Floor Area	1,118 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	3,486 sqft (0.08 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	196 AMBERWIND CIR
City	OAKLEY
State	CA
Zip	94561-5093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9351 L420
Legal Subdivision	SUBDIVISION #9351
Legal Tract	9351
Legal Lot Number	420
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	302011

Owner

Source: Contra Costa County records · APN 037-580-016-6

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	196 AMBERWIND CIR, OAKLEY, CA 94561-5093
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jul 23, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jul 30, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
May 31, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	2021214696
Last Transfer Date	Mar 19, 2025
Transfer Doc	0000025795
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	196 AMBERWIND CIR, OAKLEY, CA 94561-5093
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119220
Date	Jun 19, 2020
Instrument	2020-119220

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	196 AMBERWIND CIR, OAKLEY, CA 94561-5093
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114455
Date	Jul 23, 2019
Instrument	2019-114455

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 30, 2021
Property Address	196 AMBERWIND CIR, OAKLEY, CA 94561-5093
Document Number	0000214696
Map Reference	MB 527 PG 6
Instrument Date	Jul 27, 2021
Instrument	2021-214696
Transaction Type	Transfer
Record Updated	Nov 03, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 VALLEJO DR APT 38, 38, MILLBRAE, CA 94030-2800

Mortgage

Document Number	0000214697
Date	Jul 30, 2021
Instrument	2021-214697

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 31, 2018
Property Address	196 AMBERWIND CIR, OAKLEY, CA 94561-5093
Document Number	0000086656
Instrument Date	Mar 29, 2018
Instrument	86656
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 08, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$578.05
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 AMBERWIND CIR OAKLEY CA 945615093, OAKLEY, CA 94561-5093

Mortgage

Document Number	86657
Date	May 31, 2018
Instrument	86657

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$666,000 (-3.76%) Land $186,293 Building $479,707
2025	$13,638.00 (+3.69%)	$692,000 (+4.85%) Land $193,567 Building $498,433
2023	$13,153.00 (-3.73%)	$660,000 Land $185,000 Building $475,000
2022	$13,662.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133020111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 31% of California
Wildfire Likelihood	About 1 in 862 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 762 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Unwired	Fixed Wireless	300 / 25
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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