202 Amberwind Cir, Oakley, CA 94561 Property Records

Contra Costa County property record for 202 Amberwind Cir, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,208 sqft · built 2016
Lot Size	0.1 acres (4,351 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Nov 2025)
Tax Bill	$12,327 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`037-560-060-8`

Property Details

APN / Parcel Number

Primary APN	`037-560-060-8`
Alternative APN	`037-560-060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,208 sqft Living Area
1st Floor Area	1,015 sqft
2nd Floor Area	1,193 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	4,351 sqft (0.1 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	202 AMBERWIND CIR
City	OAKLEY
State	CA
Zip	94561-5094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9349 L391
Legal Subdivision	SUBDIVISION #9349
Legal Tract	9349
Legal Lot Number	391
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1014
Census Tract	302011

Owner

Source: Contra Costa County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 AMBERWIND CIR, OAKLEY, CA 94561-5094
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 14, 2025	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Sep 15, 2016 · Amount on Record
Deed Document Number	2025128535
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	202 AMBERWIND CIR, OAKLEY, CA 94561-5094
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	NATIONS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 AMBERWIND CIR, OAKLEY, CA 94561-5094
Investor	Possibly a Property Investor

Mortgage

Document Number	0000309505
Date	Nov 5, 2021
Instrument	2021-309505

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2046

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 14, 2025
Property Address	202 AMBERWIND CIR, OAKLEY, CA 94561-5094
Document Number	0000128535
Map Reference	MB 524 PG 15 - 23
Instrument Date	Nov 6, 2025
Instrument	2025- 128535
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 AMBERWIND CIR, OAKLEY, CA 94561-5094

Mortgage

Document Number	0000128536
Date	Nov 14, 2025
Instrument	2025- 128536

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0000128537
Date	Nov 14, 2025
Instrument	2025- 128537

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jan 4, 2056

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$650,000 (+12.18%) Land $175,000 Building $475,000
2025	$12,327.00 (+3.28%) Homeowner's exemption	$579,425 (+4.04%) Land $116,056 Building $463,369
2023	$11,936.00 (+1.99%) Homeowner's exemption	$556,927 Land $111,550 Building $445,377
2022	$11,703.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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