187 Amberwind Cir, Oakley, CA 94561 Property Records

Contra Costa County property record for 187 Amberwind Cir, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,772 sqft · built 2018
Lot Size	0.074 acres (3,215 sqft)
Owner	Individual Name on Record
Last Sale	$478,500 (Apr 2018)
Tax Bill	$12,026 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`037-580-011-7`

Property Details

APN / Parcel Number

Primary APN	`037-580-011-7`
Alternative APN	`037-580-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,772 sqft Living Area
1st Floor Area	735 sqft
2nd Floor Area	1,037 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	3,215 sqft (0.074 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	187 AMBERWIND CIR
City	OAKLEY
State	CA
Zip	94561-5093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9351 L415
Legal Subdivision	SUBDIVISION 9351
Legal Tract	9351
Legal Lot Number	415
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1014
Census Tract	302011

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	187 AMBERWIND CIR, OAKLEY, CA 94561-5093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Mar 14, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Oct 7, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 19, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2018 · Amount on Record
Deed Sale	Apr 19, 2018 · Amount on Record
Deed Document Number	201860400
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	187 AMBERWIND CIR, OAKLEY, CA 94561-5093
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213113
Date	Nov 27, 2019
Instrument	2019-213113

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	187 AMBERWIND CIR, OAKLEY, CA 94561-5093
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035400
Date	Mar 14, 2019
Instrument	2019-035400

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	187 AMBERWIND CIR, OAKLEY, CA 94561-5093
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 AMBERWIND CIR, OAKLEY, CA 94561-5093

Mortgage

Document Number	0000229938
Date	Oct 7, 2020
Instrument	2020-229938

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	187 AMBERWIND CIR, OAKLEY, CA 94561-5093
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 AMBERWIND CIR, OAKLEY, CA 94561-5093

Mortgage

Document Number	0000273955
Date	Oct 4, 2021
Instrument	2021-273955

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 19, 2018
Property Address	187 AMBERWIND CIR, OAKLEY, CA 94561-5093
Document Number	0000060400
Instrument Date	Mar 29, 2018
Instrument	60400
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.35
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 AMBERWIND CIR OAKLEY CA 945615093, OAKLEY, CA 94561-5093

Mortgage

Document Number	60401
Date	Apr 19, 2018
Instrument	60401

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$554,753 (+2%) Land $157,836 Building $396,917
2025	$12,026.00 (+3.25%)	$543,877 (+4.04%) Land $154,742 Building $389,135
2023	$11,648.00 (+2.01%)	$522,759 Land $148,734 Building $374,025
2022	$11,419.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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