196 Albert Ave, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 196 Albert Ave, Milltown, NJ 08850

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1954
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (May 2026)
Tax Bill	$9,718 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00089-02-00028`

Property Details

APN / Parcel Number

Primary APN	`11-00089-02-00028`
Alternative APNs	`1100089000200028` `1100089B00028`

Interior

Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	1100089B00028
Street Address	196 ALBERT AVE
City	MILLTOWN
State	NJ
Zip	08850-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	60X120
Legal Subdivision	BOROUGH/MILLTOWN
Legal Block	89.2
Legal Lot Number	28
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MILLTOWN
Census Block Group	5
Census Block	5000
Census Tract	6300

Owner

196 Albert Ave is owned and occupied by two individuals who bought it in May 2026.

Source: Middlesex County and Milltown Borough records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	196 ALBERT AVE, MILLTOWN, NJ 08850-1839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE
Aug 18, 2021	Deed, Transfer · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC
Sep 29, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Aug 18, 2021 · Amount on File
Deed Document Number	202628318
Deed Book / Page	20014 / 1413
Prior Transfer Date	Mar 8, 2004
Prior Transfer Doc	0053050580
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 4, 2026
Property Address	196 ALBERT AVE, MILLTOWN, NJ 08850-1839
Document Number	0000028318
Book / Page	20014 / 1413
Instrument Date	Apr 10, 2026
Instrument	2026.28318
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	GOLDEN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,510.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 ALBERT AVE, MILLTOWN, NJ 08850-1839

Mortgage

Document Number	0000028319,
Date	May 4, 2026
Instrument	2026..28319

Lender

Name	BOND STREET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 18, 2021
Property Address	196 ALBERT AVE, MILLTOWN, NJ 08850-1839
Document Number	0000105597
Book / Page	18586 / 966
Instrument Date	Aug 3, 2021
Instrument	2021105597
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,831.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 SURREY LN, EAST BRUNSWICK, NJ 08816-3427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 ALBERT AVE, MILLTOWN, NJ 08850-1839

Mortgage

Document Number	0000105598
Date	Aug 18, 2021
Instrument	2021105598

Lender

Name	PANORAMA MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 29, 2017
Property Address	196 ALBERT AVE, MILLTOWN, NJ 08850-1839
Document Number	0000016515
Book / Page	007049 / 000071
Instrument Date	Aug 18, 2017
Instrument	16515
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	KENWORTH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	196 ALBERT AVE MILLTOWN NJ 088501839, MILLTOWN, NJ 08850-1839

Mortgage

Document Number	20476
Date	Sep 29, 2017
Book Page	016908/000507
Instrument	20476

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 196 Albert Ave was $9,718, up 2.9% from the year before.

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Milltown Borough
Unified School District	Milltown Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,800 (-) Land $72,700 Building $67,100	$139,800 (-) Land $72,700 Building $67,100
2025	$9,718.00 (+2.92%)	$139,800 Land $72,700 Building $67,100	$139,800 Land $72,700 Building $67,100
2024	$9,442.00
2023		$139,800 Land $72,700 Building $67,100	$139,800 Land $72,700 Building $67,100
2022	$9,228.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 196 Albert Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Albert Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLTOWN W DEPT serves 7,000 people · EPA ID NJ1212001
Water Source	Purchased surface water from NEW BRUNSWICK W DEPT
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure not recorded as resolved · Nov 2025
Treatment and Procedure	Corrosion control Jul 2025 Lead public education Aug 2017
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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