184 Albert Ave, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 184 Albert Ave, Milltown, NJ 08850

Property Summary

Property Type	Single Family Home
Details	1,323 sqft · built 1946
Lot Size	0.13 acres (5,641 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Aug 2021)
Tax Bill	$9,460 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1100089D00002A`

Property Details

APN / Parcel Number

Primary APN	`1100089D00002A`
Alternative APNs	`11-00089-04-00002-01` `11000890004000020001`

Interior

Stories	2 Stories
Building Area	1,323 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Construction Type	Frame
Lot Area	5,641 sqft (0.13 acres)
Lot Dimensions	120 ft deep x 47 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1100089D00002A
Street Address	184 ALBERT AVE
City	MILLTOWN
State	NJ
Zip	08850-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	47X120
Legal Subdivision	CRESTWOOD PARK SEC #1
Legal Block	89.4
Legal Lot Number	2.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MILLTOWN
Census Block Group	5
Census Block	5000
Census Tract	6300

Owner

184 Albert Ave is owned and occupied by two individuals who bought it in August 2021.

Source: Middlesex County and Milltown Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	184 ALBERT AVE, MILLTOWN, NJ 08850-1839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
May 26, 2023	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Aug 2, 2021	Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
May 6, 2020	Grant Deed, Transfer · VA Mortgage USAA
Mar 22, 2019	Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	May 6, 2020 · Amount on File
Deed Document Number	202198276
Deed Book / Page	18561 / 675
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 2, 2026
Property Address	184 ALBERT AVE, MILLTOWN, NJ 08850-1839
Document Number	0000034759
Book / Page	20038 / 471
Instrument Date	May 15, 2026
Instrument	202634759
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 ALBERT AVE, MILLTOWN, NJ 08850-1839

Mortgage

Document Number	0000034759,
Date	Jun 2, 2026
Book Page	20038/471
Instrument	202634759

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	302 Months
Due	Aug 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	184 ALBERT AVE, MILLTOWN, NJ 08850-1839
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030707
Date	May 26, 2023
Book Page	19218/1207
Instrument	2023030707

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Aug 1, 2051

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 2, 2021
Property Address	184 ALBERT AVE, MILLTOWN, NJ 08850-1839
Document Number	0000098276
Book / Page	18561 / 675
Instrument Date	Jun 21, 2021
Instrument	2021098276
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	MEGA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 COLUMBIA ST, NEWARK, NJ 07102-4823

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	184 ALBERT AVE, MILLTOWN, NJ 08850-1839

Mortgage

Document Number	0000098278
Date	Aug 2, 2021
Instrument	2021098278

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 6, 2020
Property Address	184 ALBERT AVE, MILLTOWN, NJ 08850-1839
Document Number	0000039886
Book / Page	017867 / 000658
Instrument Date	May 1, 2020
Instrument	39886
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	184 ALBERT AVE MILLTOWN NJ 088501839, MILLTOWN, NJ 08850-1839

Mortgage

Document Number	39887
Date	May 6, 2020
Book Page	017867/000664
Instrument	39887

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 5, 2035

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 22, 2019
Property Address	184 ALBERT AVE, MILLTOWN, NJ 08850-1839
Document Number	0000021336
Book / Page	017452 / 000528
Instrument Date	Mar 4, 2019
Instrument	21336
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$138.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	33 FERRY ST SOUTH RIVER NJ 088821205, SOUTH RIVER, NJ 08882-1205

Tax Assessment & Valuation

The 2025 property tax bill for 184 Albert Ave was $9,460, up 2.9% from the year before.

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Milltown Borough
Unified School District	Milltown Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,100 (-) Land $68,200 Building $67,900	$136,100 (-) Land $68,200 Building $67,900
2025	$9,460.00 (+2.92%)	$136,100 Land $68,200 Building $67,900	$136,100 Land $68,200 Building $67,900
2024	$9,192.00
2023		$136,100 Land $68,200 Building $67,900	$136,100 Land $68,200 Building $67,900
2022	$8,983.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 184 Albert Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Albert Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLTOWN W DEPT serves 7,000 people · EPA ID NJ1212001
Water Source	Purchased surface water from NEW BRUNSWICK W DEPT
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure not recorded as resolved · Nov 2025
Treatment and Procedure	Corrosion control Jul 2025 Lead public education Aug 2017
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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