188 Albert Ave, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 188 Albert Ave, Milltown, NJ 08850

Property Summary

Property Type	Single Family Home
Details	1,001 sqft · built 1954
Lot Size	0.16 acres (6,961 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,700 (Mar 2023)
Tax Bill	$12,199 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00089-04-00001`

Property Details

APN / Parcel Number

Primary APN	`11-00089-04-00001`
Alternative APNs	`1100089000400001` `1100089D00001`

Interior

Stories	1 Story
Building Area	1,001 sqft Living Area
1st Floor Area	1,001 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	6,961 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 58 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1100089D00001
Street Address	188 ALBERT AVE
City	MILLTOWN
State	NJ
Zip	08850-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	58X120
Legal Block	89.4
Legal Lot Number	1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MILLTOWN
Census Block Group	5
Census Block	5000
Census Tract	6300

Owner

Source: Middlesex County and Milltown Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	188 ALBERT AVE, MILLTOWN, NJ 08850-1839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage BOND STREET MORTGAGE
Apr 8, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE
Mar 15, 2023	Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Dec 10, 2010 · Amount on Record
Deed Document Number	202315715
Deed Book / Page	19170 / 1979
Last Transfer Date	Mar 23, 2026
Transfer Doc	0000022147
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 8, 2026
Property Address	188 ALBERT AVE, MILLTOWN, NJ 08850-1839
Document Number	0000022148
Book / Page	19992 / 1199
Instrument Date	Mar 23, 2026
Instrument	202622148
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 ALBERT AVE, MILLTOWN, NJ 08850-1839

Mortgage

Document Number	0000022148,
Date	Apr 8, 2026
Book Page	19992/1199
Instrument	202622148

Lender

Name	BOND STREET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 8, 2026
Property Address	188 ALBERT AVE, MILLTOWN, NJ 08850-1839
Document Number	0000022147
Book / Page	19992 / 1191
Instrument Date	Mar 23, 2026
Instrument	202622147
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WESTCOR LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 ALBERT AVE, MILLTOWN, NJ 08850-1839

Mortgage

Document Number	0000022147,
Date	Apr 8, 2026
Book Page	19992/1199
Instrument	202622147

Lender

Name	BOND STREET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 15, 2023
Property Address	188 ALBERT AVE, MILLTOWN, NJ 08850-1839
Document Number	0000015715
Book / Page	19170 / 1979
Instrument Date	Mar 3, 2023
Instrument	2023015715
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,059.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1517 LITTLEHILL RD, POINT PLEASANT BORO, NJ 08742-3431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 ALBERT AVE, MILLTOWN, NJ 08850-1839

Mortgage

Document Number	0000015716
Date	Mar 15, 2023
Instrument	2023015716

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Milltown Borough
Unified School District	Milltown Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,500 (-) Land $72,000 Building $103,500	$175,500 (-) Land $72,000 Building $103,500
2025	$12,199.00 (+2.92%)	$175,500 (+29.23%) Land $72,000 Building $103,500	$175,500 (+29.23%) Land $72,000 Building $103,500
2024	$11,853.00 (+32.23%)
2023		$135,800 Land $72,000 Building $63,800	$135,800 Land $72,000 Building $63,800
2022	$8,964.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLTOWN W DEPT serves 7,000 people · EPA ID NJ1212001
Water Source	Purchased surface water from NEW BRUNSWICK W DEPT
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure not recorded as resolved · Nov 2025
Treatment and Procedure	Corrosion control Jul 2025 Lead public education Aug 2017
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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