1956 Gardner Cir E, Aurora, IL 60503 Property Records

Will County property record for 1956 Gardner Cir E, Aurora, IL 60503 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,579 sqft · built 2002
Lot Size	0.21 acres (9,230 sqft)
Owner	Individual Name on File
Last Sale	$470,200 (Jun 2022)
Tax Bill	$15,318 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-06-202-027`

Property Details

APN / Parcel Number

Primary APN	`07-01-06-202-027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,579 sqft Total Area
1st Floor Area	1,989 sqft
2nd Floor Area	1,590 sqft
Basement Area	1,989 sqft
Unfinished Basement	1,989 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Construction Type	Frame
Lot Area	9,230 sqft (0.21 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1956 GARDNER CIR E
City	AURORA
State	IL
Zip	60503-6228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 513 IN WHEATLANDS UNIT 6, A SUB OF PRT OF THE W1/2 NE1/4 OF SEC 6, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	06
Legal Subdivision	WHEATLANDS
Legal Block	6
Legal Lot Number	513
Legal Unit	6
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1009
Census Tract	880324

Owner

Source: Will County records · APN 07-01-06-202-027

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1956 GARDNER CIR E, AURORA, IL 60503-6228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Aug 08, 2016 · Amount on Record
Deed Document Number	202247304
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 17, 2022
Property Address	1956 GARDNER CIR E, AURORA, IL 60503-6228
Document Number	0000047304
Map Reference	DOC R2000-028497
Instrument Date	May 03, 2022
Instrument	R2022047304
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	ALTIMA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$470.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 FESCURE DR, AURORA, IL 60504-4323

Mortgage

Document Number	0000047305
Date	Jun 17, 2022
Instrument	R2022047305

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Will County
County Subdivision	Wheatland Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,318.00 (+14.84%)
2024		$174,242 (+24.42%) Land $30,881 Building $143,361	$522,726 (+24.42%) Land $92,643 Building $430,083
2022	$13,339.00 Homeowner's exemption	$140,045 Land $25,805 Building $114,240	$420,135 Land $77,415 Building $342,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 359 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Benton Ridge Telephone Company	Fixed Wireless (licensed-by-rule)	400 / 40
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon, Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.