1948 Gardner Cir E, Aurora, IL 60503 Property Records

Will County property record for 1948 Gardner Cir E, Aurora, IL 60503 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 2001
Square Footage3,266 sqft Total Area
Lot Size8,431 sqft (0.19 acres)
Garage452 sqft
OccupancyOwner Occupied
Last Sale$372,500 (2020)
Tax Bill$14,415.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-01-06-202-026

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area3,266 sqft Total Area
1st Floor1,756 sqft 1st Floor
2nd Floor1,510 sqft 2nd Floor
Basement Area1,775 sqft Basement
Unfinished Basement1,775 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Construction TypeFrame Construction
Lot Area8,431 sqft (0.19 acres)
Garage Area452 sqft Garage

Location & Zoning

Street Address1948 GARDNER CIR E
CityAURORA
StateIL
Zip60503-6228
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 514 IN WHEATLANDS UNIT 6, A SUB OF PRT OF THE W1/2 NE1/4 OF SEC 6, T37N-R9E.
Legal Range09E
Legal Township37N
Legal Section06
Legal SubdivisionWHEATLANDS
Legal Block6
Legal Lot Number514
Legal Unit6
JurisdictionWILL IL
Minor Civil DivisionWHEATLAND
Census Blockgroup1
Census Block1009
Census Tract880324

Owner

Source: Will County records · APN 07-01-06-202-026

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1948 GARDNER CIR E, AURORA, IL 60503-6228
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 29, 2024Deed of Trust, Mortgage · Closed End Mortgage
US BANK NA
Feb 19, 2021Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Jul 17, 2020Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Prior SaleJun 30, 2016 · Amount on Record
Deed Doc Number202057454
Prior Transfer DateMar 01, 2004
Prior Transfer Doc0000037985
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address1948 GARDNER CIR E, AURORA, IL 60503-6228
Transaction TypeMortgage
Record UpdatedMar 12, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1948 GARDNER CIR E, AURORA, IL 60503-6228

Mortgage

Document Number0000009935
DateFeb 29, 2024
InstrumentR2024009935
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeClosed End Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 15, 2029
Interest
Rate9.3%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address1948 GARDNER CIR E, AURORA, IL 60503-6228
Transaction TypeMortgage
Record UpdatedMar 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019866
DateFeb 19, 2021
InstrumentR2021019866
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateJul 17, 2020
Property Address1948 GARDNER CIR E, AURORA, IL 60503-6228
Document Number0000057454
Map ReferenceDOC R200-028497
Instrument DateFeb 05, 2020
InstrumentR2020057454
Transaction TypeTransfer
Record UpdatedNov 04, 2021
Title CompanyFIDELITY NATIONAL TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$372.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1948 GARDNER CIR E, AURORA, IL 60503-6228

Mortgage

Document Number0000057455
DateJul 17, 2020
InstrumentR2020057455
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyWill County
County SubdivisionWheatland Township
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$14,415.00 (+14.78%)
2024$164,400 (+24.35%) Land $30,881 Building $133,519$493,200 (+24.35%) Land $92,643 Building $400,557
2022$12,559.00 Homeowner's exemption$132,204 Land $25,805 Building $106,399$396,612 Land $77,415 Building $319,197

Flood & Wildfire

1948 Gardner Cir E is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Will County (17197C), updated June 11, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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