1943 Gardner Cir E, Aurora, IL 60503 Property Records

Will County property record for 1943 Gardner Cir E, Aurora, IL 60503 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,135 sqft · built 2001
Lot Size	0.22 acres (9,437 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Aug 2018)
Tax Bill	$14,229 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-06-212-005`

Property Details

APN / Parcel Number

Primary APN	`07-01-06-212-005`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,135 sqft Total Area
1st Floor Area	1,721 sqft
2nd Floor Area	1,414 sqft
Basement Area	1,721 sqft
Unfinished Basement	1,721 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	9,437 sqft (0.22 acres)
Garage Area	483 sqft

Location & Zoning

Street Address	1943 GARDNER CIR E
City	AURORA
State	IL
Zip	60503-6230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 540 IN WHEATLANDS UNIT 6, A SUB OF PRT OF THE W1/2 NE1/4 OF SEC 6, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	06
Legal Subdivision	THE WHEATLANDS
Legal Block	6
Legal Lot Number	540
Legal Unit	6
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1012
Census Tract	880324

Owner

Source: Will County records · APN 07-01-06-212-005

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1943 GARDNER CIR E, AURORA, IL 60503-6230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 16, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Aug 30, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Prior Sale	Sep 27, 2001 · Amount on Record
Deed Document Number	201861542
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1943 GARDNER CIR E, AURORA, IL 60503-6230
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099930
Date	Nov 09, 2020
Instrument	R2020099930

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1943 GARDNER CIR E, AURORA, IL 60503-6230
Document Number	0000031340
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1943 GARDNER CIR E AURORA IL 605036230, AURORA, IL 60503-6230

Mortgage

Document Number	0000031340
Date	May 24, 2019
Instrument	31340

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 30, 2018
Property Address	1943 GARDNER CIR E, AURORA, IL 60503-6230
Document Number	0000061542
Map Reference	DOC R20000028497
Instrument Date	Aug 13, 2018
Instrument	R2018061542
Transaction Type	Transfer
Record Updated	Nov 04, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1943 GARDNER CIR E, 1943, AURORA, IL 60503-6230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 S MICHINGA AVE 308, VILLA PARK, IL 60181

Mortgage

Document Number	0000061543
Date	Aug 30, 2018
Instrument	R2018061543

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Will County
County Subdivision	Wheatland Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,229.00 (+14.77%)
2024		$162,376 (+24.34%) Land $30,881 Building $131,495	$487,128 (+24.34%) Land $92,643 Building $394,485
2022	$12,398.00 Homeowner's exemption	$130,589 Land $25,805 Building $104,784	$391,767 Land $77,415 Building $314,352

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 359 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Benton Ridge Telephone Company	Fixed Wireless (licensed-by-rule)	400 / 40
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon, Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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