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1956 38th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1956 38th St S, Saint Cloud, MN 56301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,542 sqft · built 2017
Lot Size0.427 acres (18,600 sqft)
OwnerIndividual Name on File
Last Sale$344,848 (Nov 2017)
Tax Bill$6,056 (2026)
Deeds & MortgagesNov 2017 Sale
Jun 2017 Transfer
Flood ZoneZone X (minimal risk)
APN82-44337-0978

Property Details

APN / Parcel Number

Primary APN82-44337-0978

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,542 sqft Living Area
1st Floor Area1,183 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStone
Lot Area18,600 sqft (0.427 acres)
Lot Width75 ft Width
Garage Area1,295 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address1956 38TH ST S
CitySAINT CLOUD
StateMN
Zip56301-9669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 & 2 BLK 3 BEAR RIDGE SECOND ADDITION SECTION 34 TOWNSHIP 124 RANGE 028 BEAR RIDGE SECOND ADDITION SECTION 34 TOWNSHIP
Legal Range28W
Legal Township124
Legal Section34
Legal SubdivisionBEAR RIDGE SECOND ADDITION
Legal Block3
Legal Lot Number1-2
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1017
Census Tract402

Owner

Source: Stearns County records · APN 82-44337-0978

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1956 38TH ST S, SAINT CLOUD, MN 56301-9669
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2017Warranty Deed, Subdivision Related Transfer
FIRST AMERICAN TITLE
Jun 28, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2017 · Amount on Record
Deed SaleNov 13, 2017 · Amount on Record
Deed Document Number20171508832
Prior Transfer DateJun 27, 2017
Prior Transfer Doc00A1498782
Record UpdatedSep 20, 2026

November 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateNov 13, 2017
Property Address1956 38TH ST S, SAINT CLOUD, MN 56301-9669
Document Number00A1508832
Instrument DateNov 08, 2017
InstrumentA1508832
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,138.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1956 38TH ST S, SAINT CLOUD, MN 56301-9669

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateJun 28, 2017
Property Address1956 38TH ST S, SAINT CLOUD, MN 56301-9669
Document Number00A1498782
Instrument DateJun 27, 2017
InstrumentA1498782
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$1.65
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4703 3ND ST NE, SAINT CLOUD, MN 56304-9430

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,056.00 (+18.1%)$416,400 (-) Land $70,000 Building $346,400$416,400 (-) Land $70,000 Building $346,400
2025$416,400 (-) Land $70,000 Building $346,400$416,400 (-) Land $70,000 Building $346,400
2023$5,128.00$416,400 Land $50,000 Building $366,400$416,400 Land $50,000 Building $366,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon, Xtratyme Technologies.

Based on FCC filings for 95 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Cloud
serves 71,321 people
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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