Stearns County property record for 1948 38th St S, Saint Cloud, MN 56301
| Property Type | Other Improved |
|---|---|
| Lot Size | 0.218 acres (9,496 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $498,500 (Dec 2024) |
| Tax Bill | $5,666 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44337-0970 |
| Primary APN | 82-44337-0970 |
|---|
| Lot Area | 9,496 sqft (0.218 acres) |
|---|---|
| Lot Width | 85 ft Width |
| Cooling System | None |
|---|
| Street Address | 1948 38TH ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9669 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | PUD77 |
| Legal Description | LOT 001 BLK 004 BEAR RIDGE SECOND ADDITION SECTION 34 TOWNSHIP 124 RANGE 028 SECTION 34 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 34 |
| Legal Subdivision | BEAR RIDGE SECOND ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 402 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1510 6TH AVE S, 11, SAINT CLOUD, MN 56301-4037 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2024 · Amount on Record |
| Deed Sale | Dec 23, 2024 · Amount on Record |
| Prior Sale | Dec 13, 2024 · Amount on Record |
| Record Updated | Jun 8, 2026 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,666.00 (+365.95%) | ||
| 2025 | $382,200 (+1,428.8%) Land $70,000 Building $312,200 | $382,200 (+1,428.8%) Land $70,000 Building $312,200 | |
| 2023 | $1,216.00 | $25,000 Land $25,000 | $25,000 Land $25,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xtratyme Technologies.
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