1939 38th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1939 38th St S, Saint Cloud, MN 56301 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,815 sqft · built 2017
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$340,957 (Dec 2017)
Tax Bill	$5,922 (2026)
Deeds & Mortgages	Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-44337-0980`

Property Details

APN / Parcel Number

Primary APN	`82-44337-0980`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,815 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stone
Lot Area	26,136 sqft (0.6 acres)
Lot Width	150 ft Width
Garage Area	923 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1939 38TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-9669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & 2 BLK 2 BEAR RIDGE SECOND ADDITION SECTION 34 TOWNSHIP 124 RANGE 028 BEAR RIDGE SECOND ADDITION SECTION 34 TOWNSHIP
Legal Range	28W
Legal Township	124
Legal Section	34
Legal Subdivision	BEAR RIDGE SECOND ADDITION
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1017
Census Tract	402

Owner

Source: Stearns County records · APN 82-44337-0980

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1939 38TH ST S, SAINT CLOUD, MN 56301-9669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	20171512060
Record Updated	Sep 20, 2026

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 29, 2017
Property Address	1939 38TH ST S, SAINT CLOUD, MN 56301-9669
Document Number	00A1512060
Instrument Date	Dec 27, 2017
Instrument	A1512060
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1939 38TH ST S, SAINT CLOUD, MN 56301-9669

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,922.00 (+10.94%)	$408,000 (-) Land $70,000 Building $338,000	$408,000 (-) Land $70,000 Building $338,000
2025		$408,000 (+3.58%) Land $70,000 Building $338,000	$408,000 (+3.58%) Land $70,000 Building $338,000
2023	$5,338.00	$393,900 Land $50,000 Building $343,900	$393,900 Land $50,000 Building $343,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 62% of Minnesota
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Xtratyme Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.