Cherokee County property record for 1955 Poor House Mountain Trl, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,221 sqft · built 1992 |
| Lot Size | 0.919 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Apr 2003) |
| Tax Bill | $1,413 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 550103416763000 |
| Primary APN | 550103416763000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,221 sqft Heated Area |
| Upper Floors Area | 1,102 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.919 acres) |
| Lot Dimensions | 217 ft deep x 197 ft wide |
| Terrain | Mountain |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 20 sqft |
| Deck Area | 499 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 8404 |
|---|---|
| Street Address | 1955 POOR HOUSE MOUNTAIN TRL |
| City | MURPHY |
| State | NC |
| Zip | 28906-5407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 190 CHEROKEE HILLS GOLF COURSE PROP 1034/341 |
| Legal Phase | 1034 |
| Legal Lot Number | 190 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 930501 |
1955 Poor House Mountain Trl is owned and occupied by two individuals who bought it in April 2003.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1955 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-5407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2003 · Amount on File |
| Deed Sale | Apr 1, 2003 · Amount on File |
| Deed Document Number | 0000652121 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1955 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-5407 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 1955 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-5407 |
| Document Number | 01787/1187 |
|---|---|
| Date | Oct 10, 2025 |
| Book Page | 1787/1187 |
| Instrument | 4983 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1955 Poor House Mountain Trl was $1,413.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,413.00 | $187,430 | $187,430 Land $18,000 Building $169,430 |
| 2023 | $187,430 | $187,430 Land $18,000 Building $169,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1955 Poor House Mountain Trl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2020–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1955 Poor House Mountain Trl is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
May also be available: Peachtree Broadband Fiber.
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