1955 Henderson Ln, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1955 Henderson Ln, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,256 sqft · built 1987
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$755,000 (Oct 2021)
Tax Bill	$8,889 (2025)
Deeds & Mortgages	Oct 2021 Sale Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062-305-039`

Property Details

APN / Parcel Number

Primary APN	`062-305-039`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,256 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1955 HENDERSON LN
City	OCEANO
State	CA
Zip	93445-8967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 1263 LT 3
Legal Subdivision	TRACT 1263
Legal Tract	1263
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1017
Census Tract	12202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Halcyon Historic District listed 2017 · 38 contributing resources · NRIS 100000783

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1955 Henderson Ln is owned by a company that bought it in October 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	100 E BRANCH ST, ARROYO GRANDE, CA 93420-2702
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Grant Deed, Transfer
Oct 7, 2021	Grant Deed, Transfer · Conventional Mortgage ASSIST HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Aug 19, 2005 · Amount on File
Deed Document Number	202167906
Prior Transfer Date	Jan 13, 1997
Prior Transfer Doc	0000003873
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 28, 2021
Property Address	1955 HENDERSON LN, OCEANO, CA 93445-8967
Document Number	0000072632
Map Reference	MB 13 PG 79
Instrument Date	Oct 19, 2021
Instrument	2021072632
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 748, PISMO BEACH, CA 93448-0748

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 7, 2021
Property Address	1955 HENDERSON LN, OCEANO, CA 93445-8967
Document Number	0000067906
Map Reference	MB 13 PG 79
Instrument Date	Sep 29, 2021
Instrument	2021067906
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 748, PISMO BEACH, CA 93448-0748

Mortgage

Document Number	0000067907
Date	Oct 7, 2021
Instrument	2021067907

Lender

Name	ASSIST HOME LOANS
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1955 Henderson Ln was $8,889.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$817,234 (+2%) Land $432,972 Building $384,262
2025	$8,889.00	$801,211 Land $424,483 Building $376,728
2023	$8,500.00 (+1.48%)	$770,100 Land $408,000 Building $362,100
2022	$8,376.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1955 Henderson Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1955 Henderson Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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