1935 Henderson Ln, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1935 Henderson Ln, Oceano, CA 93445 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,339 sqft Living Area
Lot Size	6,460 sqft (0.148 acres)
Occupancy	Owner Occupied
Last Sale	$430,000 (2004)
Tax Bill	$6,990.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`062-305-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,339 sqft Living Area
1st Floor	1,339 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood Construction
Lot Area	6,460 sqft (0.148 acres)
Parking Spaces	3 Parking Spaces

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	1935 HENDERSON LN
City	OCEANO
State	CA
Zip	93445-8967
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TR 1263 LT 4
Legal Subdivision	TRACT 1263
Legal Tract	1263
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN LUIS OBISPO CA
Minor Civil Division	ARROYO GRANDE
Census Blockgroup	1
Census Block	1017
Census Tract	12202

Owner

Source: San Luis Obispo County records · APN 062-305-040

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1935 HENDERSON LN, OCEANO, CA 93445-8967
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2004 · Amount on Record
Deed Sale	Sep 28, 2004 · Amount on Record
Prior Sale	Mar 10, 2000
Deed Doc Number	200485079
Last Transfer Date	Dec 31, 2021
Transfer Doc	0000001216
Record Refreshed	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 10, 2022
Property Address	1935 HENDERSON LN, OCEANO, CA 93445-8967
Document Number	0000001216
Map Reference	MB 13 PG 79
Instrument Date	Dec 31, 2021
Instrument	2022001216
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1935 HENDERSON LN, OCEANO, CA 93445-8967

Mortgage

Document Number	0000001217
Date	Jan 10, 2022
Instrument	2022001217

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$642,451 (+1.9%) Land $355,438 Building $287,013
2025	$6,990.00 (+9.91%) Homeowner's exemption	$630,485 (+9.47%) Land $348,469 Building $282,016
2023	$6,360.00 (+1.48%) Homeowner's exemption	$575,957 Land $334,939 Building $241,018
2022	$6,267.00

Flood & Wildfire

1935 Henderson Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Luis Obispo County (06079C), updated July 22, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 3rd percentile of exposed land nationally · 2nd in California
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Halcyon Historic District listed 2017 · 38 contributing resources · NRIS 100000783

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.