Delta County property record for 19546 Surface Creek Rd, Cedaredge, CO 81413
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,244 sqft · built 1973 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,000 (Nov 2023) |
| Tax Bill | $972 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Nov 2023 Sale + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R001909 |
| Primary APN | R001909 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,244 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Gentle Slope |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R001909 |
|---|---|
| Street Address | 19546 SURFACE CREEK RD |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8104 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 19546 SURFACE CREEK RD CEDAREDGE 81413 S: 9 T: 13S R: 94W SUBDIVISION: RURAL AREA , TOTAL AC 1+- SEC 9 T13S R94W 6PM PARCELS A &B PT S2SW4NE4 BEG WH CEN SEC 9 BRS SO3*4638 W635.07 E307 S55 E132 W307 N55 W132 TO POB PARCEL B -BEG WH CEN SEC 9 BRS S03 |
| Legal Subdivision | RURAL AREA |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 965202 |
19546 Surface Creek Rd, a mobile home, is owned by an individual who bought it in November 2023.
Source: Delta County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7741 W OTTAWA PL, LITTLETON, CO 80128-4462 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO |
| Nov 7, 2023 | Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Oct 17, 2019 | Warranty Deed, Transfer HERITAGE TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2023 · Amount on File |
| Deed Sale | Nov 7, 2023 · Amount on File |
| Prior Sale | Oct 17, 2019 · Amount on File |
| Deed Document Number | 2023749819 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 19546 SURFACE CREEK RD, CEDAREDGE, CO 81413-8104 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 19546 SURFACE CREEK RD, CEDAREDGE, CO 81413-8104 |
| Document Number | 0000737832 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 737832 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | DELTA, CO 81416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 7, 2023 |
| Property Address | 19546 SURFACE CREEK RD, CEDAREDGE, CO 81413-8104 |
| Document Number | 0000749819 |
| Instrument Date | Nov 7, 2023 |
| Instrument | 749819 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $24.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19546 SURFACE CREEK RD, CEDAREDGE, CO 81413-8104 |
| Name | Verified Name |
|---|---|
| Address | 7741 W OTTAWA PL, LITTLETON, CO 80128-4462 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Oct 17, 2019 |
| Property Address | 19546 SURFACE CREEK RD, CEDAREDGE, CO 81413-8104 |
| Document Number | 0000714418 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 714418 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $11.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 19546 SURFACE CREEK RD, CEDAREDGE, CO 81413-8104 |
The 2025 property tax bill for 19546 Surface Creek Rd was $972, up 82.7% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $972.00 (+82.71%) | $15,335 (+78.21%) Land $6,563 Building $8,772 | $245,347 Land $105,000 Building $140,347 |
| 2024 | $532.00 (+4.52%) | $8,605 (-) Land $5,629 Building $2,976 | |
| 2023 | $509.00 (-11.17%) | $8,605 (-9.81%) Land $5,629 Building $2,976 | $128,436 (-6.44%) Land $84,020 Building $44,416 |
| 2022 | $573.00 | $9,541 Land $5,213 Building $4,328 | $137,280 Land $75,000 Building $62,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 19546 Surface Creek Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19546 Surface Creek Rd is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 73% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people · EPA ID CO0115784 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Corrosion control May 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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