19439 Surface Creek Rd, Cedaredge, CO 81413 Property Records

Delta County property record for 19439 Surface Creek Rd, Cedaredge, CO 81413

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,680 sqft · built 2022
Lot Size3.73 acres (162,479 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Sep 2022)
Tax Bill$1,769 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone D (undetermined)
APNR001933

Property Details

APN / Parcel Number

Primary APNR001933
Alternative APN
  • 319309200033

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,680 sqft Living Area
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area162,479 sqft (3.73 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelCoal
SewerConnected

Location & Zoning

Account NumberR001933
Street Address19439 SURFACE CREEK RD
CityCEDAREDGE
StateCO
Zip81413-8120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description19439 SURFACE CREEK RD CEDAREDGE 81413 S: 9 T: 13S R: 94W SUBDIVISION: RURAL AREA A TRACT OF LAND TOTAL AC 3.73+- SE4NW4 SEC 9 T13S R94W 6PMBEG S89*51G 02G W548.40G ; THN03*07G 07G E299.42G ; TH N89*03G 31G E527.16G ; TH S00*56G 21G E306.25G TO POB B
Legal SubdivisionRURAL AREA
JurisdictionDELTA CO
Township / Civil DivisionCEDAREDGE
Census Block Group2
Census Block2041
Census Tract965202

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address19494 SURFACE CREEK RD
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2022 · Amount on File
Deed SaleSep 30, 2022 · Amount on File
Prior SaleApr 19, 2021 · Amount on File
Deed Document Number2022742411
Record UpdatedJun 8, 2026

September 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDELTA CO
Recording DateSep 30, 2022
Property Address19439 SURFACE CREEK RD, CEDAREDGE, CO 81413-8120
Document Number0000742411
Instrument DateSep 29, 2022
Instrument742411
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$44.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address19439 SURFACE CREEK RD, CEDAREDGE, CO 81413-8120

Mortgage

Document Number0000742412
DateSep 30, 2022
Instrument742412
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,769.00 (+10.42%)$27,906 (+7.65%) Land $8,659 Building $19,247$446,504 (+15.4%) Land $138,550 Building $307,954
2024$1,602.00 (-7.61%)$25,922 (-11.51%) Land $6,159 Building $19,763
2023$1,734.00 (+63.28%)$29,295 (+65.6%) Land $29,295$386,902 (+534.27%) Land $91,931 Building $294,971
2022$1,062.00$17,690 Land $17,690$61,000 Land $61,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 74% of Colorado
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUPPER SURFACE CREEK DOMESTIC WUA
private · serves 2,800 people · EPA ID CO0115784
Water SourceSurface water
Last State InspectionApr 2026
Lead3 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2023
Treatment and ProcedureCorrosion control
May 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delta County Tele-Comm
Fiber · DSL
6,000 / 6,000
Elevate Internet
Fiber
6,000 / 6,000
T-Mobile
Fixed Wireless
100 / 20

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