19587 Surface Creek Rd, Cedaredge, CO 81413 Property Records

Delta County property record for 19587 Surface Creek Rd, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 2,148 sqft · built 1934
Lot Size	15 acres (656,493 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,526 (2025)
Deeds & Mortgages	Jul 2026 Transfer Dec 2005 Line of Credit + 3 more
Flood Zone	Zone D (undetermined)
APN	`R022702`

Property Details

APN / Parcel Number

Primary APN	`R022702`
Alternative APN	`319309200064`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,148 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Marblecrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	656,493 sqft (15 acres)
Terrain	Gentle Slope
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood
Sewer	Connected

Location & Zoning

Account Number	R022702
Street Address	19587 SURFACE CREEK RD
City	CEDAREDGE
State	CO
Zip	81413-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19587 SURFACE CREEK RD CEDAREDGE 81413 S: 9 T: 13S R: 94W SUBDIVISION: RURAL AREA TOTAL 15.071 AC+- PARCEL G AG COOPER/SHEILDS/BEARD B.A. SE4NW4 SEC 9 T13S R94W 6PM. BEG NE COR SAID SEC S055G 40G E 535.38G ; S8057G 43G W 295.93G ; S88*50G 44G W 354
Legal Subdivision	RURAL AREA
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	2
Census Block	2041
Census Tract	965202

Owner

Source: Delta County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19587 SURFACE CREEK RD, CEDAREDGE, CO 81413-8104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 22, 2005	Deed of Trust, Mortgage · Line of Credit SURFACECREEKBANK CENTER MONTROSEBANK
Mar 28, 2008	Intrafamily Transfer, Transfer
Mar 28, 2008	Quit Claim Deed, Transfer Quitclaim
Mar 28, 2008	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 29, 2026
Transfer Doc	0000769180
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELTA CO
Recording Date	Jul 29, 2026
Property Address	19587 SURFACE CREEK RD, CEDAREDGE, CO 81413-8104
Document Number	0000769180
Instrument Date	Jul 29, 2026
Instrument	2026769180
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19587 SURFACE CREEK RD, CEDAREDGE, CO 81413-8104

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	19587 SURFACE CREEK RD, CEDAREDGE, CO 81413-8104
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000598935
Date	Dec 22, 2005
Instrument	598935

Lender

Name	SURFACECREEKBANK CENTER MONTROSEBANK
Address	CEDAREDGE, CO 81413

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Mar 28, 2008
Property Address	19587 SURFACE CREEK RD, CEDAREDGE, CO 81413-8104
Document Number	0000624253
Instrument Date	Feb 25, 2008
Instrument	624253
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19587 SURFACE CREEK RD, CEDAREDGE, CO 81413-8104

March 2008: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELTA CO
Recording Date	Mar 28, 2008
Property Address	19587 SURFACE CREEK RD, CEDAREDGE, CO 81413-8104
Document Number	0000624259
Instrument Date	Feb 15, 2008
Instrument	624259
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19587 SURFACE CREEK RD, CEDAREDGE, CO 81413-8104

March 2008: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELTA CO
Recording Date	Mar 28, 2008
Property Address	19587 SURFACE CREEK RD, CEDAREDGE, CO 81413-8104
Document Number	0000624257
Instrument Date	Feb 11, 2008
Instrument	624257
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19587 SURFACE CREEK RD, CEDAREDGE, CO 81413-8104

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,526.00 (+47.87%)	$30,336 (+29.69%) Land $13,750 Building $16,586	$485,374 (+39.03%) Land $220,000 Building $265,374
2024	$1,032.00 (+4.45%)	$23,391 (-) Land $8,682 Building $14,709
2023	$988.00 (-9.44%)	$23,391 (-6.89%) Land $8,682 Building $14,709	$349,125 (-3.41%) Land $129,586 Building $219,539
2022	$1,091.00	$25,121 Land $10,425 Building $14,696	$361,459 Land $150,000 Building $211,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 68% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people · EPA ID CO0115784
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2023
Treatment and Procedure	Corrosion control May 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Elevate Internet Fiber	6,000 / 6,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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