19511 Gschwend Rd, Philo, CA 95466 Property Records

Mendocino County property record for 19511 Gschwend Rd, Philo, CA 95466

Property Summary

Property Type	Rural Home
Lot Size	30 acres (1,306,800 sqft)
Owner	Individual Name on Record
Tax Bill	$9,172 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-240-42`

Property Details

APN / Parcel Number

Primary APN	`026-240-42`
Alternative APN	`026-240-42-00`

Exterior

Lot Area	1,306,800 sqft

Location & Zoning

Old Parcel Number	026-240-42
Street Address	19511 GSCHWEND RD
City	PHILO
State	CA
Zip	95466-9457
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RMR40
Legal Description	THE SE 1/4 OF THE NE 1/4 OF THE NW 1/4 AND THE S 1/2 OF THE NW 1/4 OF THE NE 1/4 OF SEC 32, T15N, R15W, MDM.
Legal Range	15W
Legal Township	15N
Legal Section	32
Legal Block	1
Legal Lot Number	42
Jurisdiction	MENDOCINO CA
Township / Civil Division	MENDOCINO
Census Block Group	1
Census Block	1111
Census Tract	11200

Owner

Source: Mendocino County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19511 GSCHWEND RD, PHILO, CA 95466-9457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 6, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Jul 11, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 5, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 25, 2021
Transfer Doc	0000005362
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MENDOCINO CA
Recording Date	Apr 6, 2021
Property Address	19511 GSCHWEND RD, PHILO, CA 95466-9457
Document Number	0000005360
Instrument Date	Mar 25, 2021
Instrument	2021-05360
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19511 GSCHWEND RD, PHILO, CA 95466-9457

Mortgage

Document Number	0000005361
Date	Apr 6, 2021
Instrument	2021-05361

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MENDOCINO CA
Recording Date	Apr 6, 2021
Property Address	19511 GSCHWEND RD, PHILO, CA 95466-9457
Document Number	0000005362
Instrument Date	Mar 25, 2021
Instrument	2021-05362
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19511 GSCHWEND RD, PHILO, CA 95466-9457

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	19511 GSCHWEND RD, PHILO, CA 95466-9457
Document Number	0000009842
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	19511 GSCHWEND RD PHILO CA 954669457, PHILO, CA 95466-9457

Mortgage

Document Number	0000009842
Date	Jul 27, 2017
Instrument	9842

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	19511 GSCHWEND RD, PHILO, CA 95466-9457
Document Number	0000006305
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	19511 GSCHWEND RD PHILO CA 954669457, PHILO, CA 95466-9457

Mortgage

Document Number	0000006305
Date	May 12, 2017
Instrument	6305

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Unified School District	Anderson Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$832,693 (+2%) Land $92,175 Building $740,518
2025	$9,172.00 (+1.99%) Homeowner's exemption	$816,367 (+4.04%) Land $90,368 Building $725,999
2024	$8,993.00 (+0.4%)
2023	$8,957.00 (+10.95%) Homeowner's exemption	$784,668 Land $86,860 Building $697,808
2020	$8,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Further Reach Fixed Wireless	200 / 200
101Netlink Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: AT&T.

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