18600 Gschwend Rd, Philo, CA 95466 Property Records

Mendocino County property record for 18600 Gschwend Rd, Philo, CA 95466

Property Summary

Property Type	Rural Home
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,328 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-260-23`

Property Details

APN / Parcel Number

Primary APN	`026-260-23`
Alternative APN	`026-260-23-00`

Exterior

Lot Area	435,600 sqft

Location & Zoning

Old Parcel Number	026-260-23
Street Address	18600 GSCHWEND RD
City	PHILO
State	CA
Zip	95466-9560
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RMR40
Legal Block	1
Legal Lot Number	23
Jurisdiction	MENDOCINO CA
Township / Civil Division	MENDOCINO
Census Block Group	1
Census Block	1111
Census Tract	11200

Owner

Source: Mendocino County records · APN 026-260-23

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18600 GSCHWEND RD, PHILO, CA 95466-9560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAKE MORTGAGE CORP
May 12, 2022	Intrafamily Transfer, Transfer · FHA Mortgage SYNERGY ONE LENDING
Mar 29, 2019	Grant Deed, Transfer NOT AVAILABLE
Sep 06, 2018	Quit Claim Deed, Transfer REDWOOD EMPIRE TITLE COMPANY/MENDOC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 13, 2025
Transfer Doc	0000000487
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	18600 GSCHWEND RD, PHILO, CA 95466-9560
Transaction Type	Mortgage
Record Updated	Apr 01, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18600 GSCHWEND RD, PHILO, CA 95466-9560

Mortgage

Document Number	0000002194
Date	Mar 20, 2026
Instrument	2026-02194

Lender

Name	CAKE MORTGAGE CORP
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MENDOCINO CA
Recording Date	May 12, 2022
Property Address	18600 GSCHWEND RD, PHILO, CA 95466-9560
Document Number	0000006094
Instrument Date	May 05, 2022
Instrument	2022-06094
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18600 GSCHWEND RD, PHILO, CA 95466-9560

Mortgage

Document Number	0000006095
Date	May 12, 2022
Instrument	2022-06095

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Mar 29, 2019
Property Address	18600 GSCHWEND RD, PHILO, CA 95466-9560
Document Number	0000003323
Instrument Date	Mar 21, 2019
Instrument	3323
Transaction Type	Transfer
Record Updated	Apr 05, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 516 PHILO CA 954660516, PHILO, CA 95466-0516

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MENDOCINO CA
Recording Date	Sep 06, 2018
Property Address	18600 GSCHWEND RD, PHILO, CA 95466-9560
Document Number	0000010809
Instrument Date	Sep 04, 2018
Instrument	10809
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	REDWOOD EMPIRE TITLE COMPANY/MENDOC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 516 PHILO CA 954660516, PHILO, CA 95466-0516

Tax Assessment & Valuation

Source: Mendocino County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Unified School District	Anderson Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$569,819 (+2%) Land $284,696 Building $285,123
2025	$6,328.00 (+1.97%)	$558,647 (+4.04%) Land $279,114 Building $279,533
2024	$6,206.00 (+0.39%)
2023	$6,182.00 (+10.89%)	$536,956 Land $268,277 Building $268,679
2020	$5,575.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Further Reach Fixed Wireless	200 / 200
101Netlink Fixed Wireless	100 / 20
Wi-Fiber Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gschwend Rd

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