1950 SW 5th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1950 SW 5th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,096 sqft · built 1993
Lot Size	0.548 acres (23,871 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,383 (2025)
Deeds & Mortgages	Apr 2026 Sale Jul 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-28-37-35-0120-00300-0030`

Property Details

APN / Parcel Number

Primary APN	`3-28-37-35-0120-00300-0030`
Alternative APN	`R32837350120003000030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,096 sqft Living Area
Gross Area	3,240 sqft
1st Floor Area	2,096 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,871 sqft (0.548 acres)
Lot Dimensions	160 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	520 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1950 SW 5TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-3434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND PARK (PLAT BOOK 2 PAGE 28) ALL OF LOT 3, 4 AND 5, A PORTION OF LOTS 2 AND 6, BLOCK 30, AND A PORTION OF THE ABANDONED RIGHT-OF-WAY OF S.W. 5TH AVENUE (FORMERLY OSCEOLA BOULEVARD), AND A PORTION OF THE ABANDONED RIGHT-OF-WAY OF S.W. 20TH STRE
Legal Range	35E
Legal Township	37S
Legal Section	28
Legal Subdivision	WOODLAND PARK
Legal Block	30
Legal Lot Number	3
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	5
Census Block	5036
Census Tract	910601

Owner

Source: Okeechobee County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	508 SW 19TH ST, OKEECHOBEE, FL 34974-3406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA
Dec 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BK NA
Jun 29, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 22, 2026
Property Address	1950 SW 5TH AVE, OKEECHOBEE, FL 34974-3434
Document Number	0000004517
Instrument Date	Apr 22, 2026
Instrument	20264517
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	508 SW 19TH ST, OKEECHOBEE, FL 34974-3406

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1950 SW 5TH AVE, OKEECHOBEE, FL 34974-3434
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008110599
Date	Jul 26, 2018
Book Page	0811/0599
Instrument	2018009693

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	OKEECHOBEE, FL 34974

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jun 29, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1950 SW 5TH AVE, OKEECHOBEE, FL 34974-3434
Document Number	0000000019
Instrument Date	Dec 19, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1950 SW 5TH AVE OKEECHOBEE FL 349743434, OKEECHOBEE, FL 34974-3434

Mortgage

Document Number	0000000019
Date	Jan 4, 2021
Instrument	19

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 3, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1950 SW 5TH AVE, OKEECHOBEE, FL 34974-3434
Document Number	0000010879
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1950 SW 5TH AVE OKEECHOBEE FL 349743434, OKEECHOBEE, FL 34974-3434

Mortgage

Document Number	0000010879
Date	Oct 22, 2019
Instrument	10879

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 21, 2034

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1950 SW 5TH AVE, OKEECHOBEE, FL 34974-3434
Document Number	0008110594
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 SW 5TH AVE OKEECHOBEE FL 349743434, OKEECHOBEE, FL 34974-3434

Mortgage

Document Number	0008110594
Date	Jul 26, 2018
Book Page	000811/000594
Instrument	9692

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33631-3785

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,383.00 (+8.19%) Homeowner's exemption	$185,610 (+8.52%)	$372,506 (+6.4%) Land $54,252 Building $318,254
2023	$3,127.00 (+2.83%) Homeowner's exemption	$171,039 (+3%)	$350,092 (+17.73%) Land $36,168 Building $313,924
2022	$3,041.00 Homeowner's exemption	$166,057	$297,376 Land $27,126 Building $270,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	10 (2004–2012)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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