1913 SW 5th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1913 SW 5th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,740 sqft · built 1981
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$162,500 (Jan 2016)
Tax Bill	$1,784 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-28-37-35-0120-00280-0110`

Property Details

APN / Parcel Number

Primary APN	`3-28-37-35-0120-00280-0110`

Interior

Full Baths	2 Baths
Building Area	1,740 sqft Heated Area
Gross Area	2,038 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	115 ft deep x 111 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1913 SW 5TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND PARK (PLAT BOOK 2 PAGE 28) LOTS 11 & 12 & NORTH 10 FEET OF LOT 10 BLOCK 28 & W 15 FT OF SW 5TH AVE LYING ADJACENT TO
Legal Range	35E
Legal Township	37S
Legal Section	28
Legal Subdivision	WOODLAND PARK
Legal Block	28
Legal Lot Number	11,12,R 12
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	5
Census Block	5006
Census Tract	910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1913 SW 5TH AVE, OKEECHOBEE, FL 34974-3435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2016 · Amount on Record
Deed Sale	Jan 12, 2016 · Amount on Record
Prior Sale	Jan 12, 2016
Deed Document Number	2016000213
Deed Book / Page	0769 / 0790
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1913 SW 5TH AVE, OKEECHOBEE, FL 34974-3435
Document Number	0000000260
Instrument Date	Nov 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1913 SW 5TH AVE OKEECHOBEE FL 349743435, OKEECHOBEE, FL 34974-3435

Mortgage

Document Number	0000000260
Date	Jan 11, 2021
Instrument	260

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Jan 10, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1913 SW 5TH AVE, OKEECHOBEE, FL 34974-3435
Document Number	0007930510
Book / Page	000793 / 000510
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1913 SW 5TH AVE OKEECHOBEE FL 349743435, OKEECHOBEE, FL 34974-3435

Mortgage

Document Number	0007930510
Date	Jul 10, 2017
Book Page	000793/000510
Instrument	6930

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 9, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,784.00 (-2%) Homeowner's exemption	$134,376 (+5.99%)	$249,122 (+5.53%) Land $38,700 Building $210,422
2023	$2,230.00 (+4.06%) Homeowner's exemption	$126,785 (+3%)	$236,059 (+16.42%) Land $25,800 Building $210,259
2022	$2,143.00 Homeowner's exemption	$123,092	$202,759 Land $19,350 Building $183,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	10 (2004–2012)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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