1909 SW 5th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1909 SW 5th Ave, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,160 sqft · built 1980
Lot Size0.362 acres (15,769 sqft)
OwnerIndividual Name on Record
Last Sale$435,000 (Mar 2023)
Tax Bill$4,398 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3-28-37-35-0120-00280-0130

Property Details

APN / Parcel Number

Primary APN3-28-37-35-0120-00280-0130

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,160 sqft Heated Area
Gross Area4,425 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,769 sqft (0.362 acres)
Lot Dimensions105 ft deep x 151 ft wide
Pool Area480 sqft
PorchOpen Porch
Patio Area762 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1909 SW 5TH AVE
CityOKEECHOBEE
StateFL
Zip34974-3435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODLAND PARK (PLAT BOOK 2 PAGE 28) LOTS 13 & 14 BLOCK 28 AND THE WEST 15 FEET OF SW 5TH AVENUE LYING ADJACENT TO SAID LOTS
Legal Range35E
Legal Township37S
Legal Section28
Legal SubdivisionWOODLAND PARK
Legal Block28
Legal Lot Number13,14 14
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group5
Census Block5006
Census Tract910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1909 SW 5TH AVE, OKEECHOBEE, FL 34974-3435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2023 · Amount on Record
Deed SaleMar 13, 2023 · Amount on Record
Prior SaleDec 30, 2016
Deed Document Number2023002989
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 13, 2023
Property Address1909 SW 5TH AVE, OKEECHOBEE, FL 34974-3435
Document Number0000002989
Map ReferenceMB 2 PG 28
Instrument DateMar 10, 2023
Instrument2023002989
Transaction TypeTransfer
Record UpdatedApr 11, 2023
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13268 SE 56TH CIR, OKEECHOBEE, FL 34974

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1909 SW 5TH AVE, OKEECHOBEE, FL 34974-3435

Mortgage

Document Number0000002990
DateMar 13, 2023
Instrument2023002990
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,398.00 (-48.25%) Homeowner's exemption Widower's exemption$272,250 (-30.65%)$403,551 (+2.79%) Land $40,725 Building $362,826
2023$8,498.00 (+75.58%)$392,593 (+55.7%) Land $27,150 Building $365,443$392,593 (+22.5%) Land $27,150 Building $365,443
2022$4,840.00 Homeowner's exemption$252,151$320,475 Land $20,362 Building $300,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims10 (2004–2012)
Claims Outside the SFHA9 of 10
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on SW 5th Ave

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