Seminole County property record for 195 W Main St, Geneva, FL 32732 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4 ba · 3,555 sqft · built 1915 |
| Lot Size | 0.353 acres (15,390 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jun 2026) |
| Tax Bill | $4,628 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Sep 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-20-32-501-0100-0110 |
| Primary APN | 21-20-32-501-0100-0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,555 sqft Living Area |
| 1st Floor Area | 1,755 sqft |
| Upper Floors Area | 1,800 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 15,390 sqft (0.353 acres) |
| Lot Dimensions | 133 ft deep x 60 ft wide |
| Porch | Screened/Unfinished Porch |
| Porch Area | 405 sqft |
| Patio Area | 1 sqft |
| Cooling System | None |
|---|
| Street Address | 195 W MAIN ST |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 11 TO 14 BLK 1 & N 1/2 OF VACD ALLEY ADJ ON S & S 10 FT OF VACD MAIN ST ADJ ON N OF LOTS 13 & 14 WHITCOMBS 2ND ADD TO GENEVA PB 2 PG 50 |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 21 |
| Legal Subdivision | WHITCOMBS 1ST AND 2ND ADDS TO GENEVA |
| Legal Tract | 501 |
| Legal Block | 1 |
| Legal Lot Number | 11-14 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 21201 |
Source: Seminole County records · APN 21-20-32-501-0100-0110
Assessment roll updated December 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 691 LEMON BLUFF RD, OSTEEN, FL 32764-9839 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 09, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 29, 2020 | Warranty Deed, Transfer SOUTHERN TITLE, SOUTHERN TITLE & ABSTRACT INC |
| Mar 26, 2020 | Warranty Deed, Transfer · Line of Credit LENDINGHOME FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2026 · Amount on Record |
| Deed Sale | Jun 09, 2026 · Amount on Record |
| Prior Sale | Sep 29, 2020 · Amount on Record |
| Deed Document Number | 202656782 |
| Deed Book / Page | 11052 / 1865 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 09, 2026 |
| Property Address | 195 W MAIN ST, GENEVA, FL 32732-9019 |
| Document Number | 0000056782 |
| Book / Page | 11052 / 1865 |
| Instrument Date | May 19, 2026 |
| Instrument | 202656782 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $106,050.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 691 LEMON BLUFF RD, OSTEEN, FL 32764-9839 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 29, 2020 |
| Property Address | 195 W MAIN ST, GENEVA, FL 32732-9019 |
| Document Number | 0097180435 |
| Book / Page | 009718 / 000435 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 109234 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2020 |
| Title Company | SOUTHERN TITLE, SOUTHERN TITLE & ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 140 N JUNGLE RD GENEVA FL 327329620, GENEVA, FL 32732-9620 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Mar 26, 2020 |
| Property Address | 195 W MAIN ST, GENEVA, FL 32732-9019 |
| Document Number | 0095660819 |
| Book / Page | 9566 / 819 |
| Map Reference | MB 2 PG 50 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 2020033069 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | SOUTHERN TTL & ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 ALPINE ST, 333, ALTAMONTE SPRINGS, FL 32701-7701 |
| Name | Verified Name |
|---|---|
| Address | 5840 RED BUG LAKE RD, WINTER SPRINGS, FL 32708-5011 |
| Document Number | 0009566821 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 9566/821 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,628.00 (+10.85%) | $497,526 (+5.38%) Land $84,000 Building $413,526 | $497,526 (+5.38%) Land $84,000 Building $413,526 |
| 2023 | $4,175.00 (+71.95%) | $472,113 (+181.59%) | $472,113 (+165.78%) Land $80,000 Building $392,113 |
| 2022 | $2,428.00 | $167,662 | $177,634 Land $60,000 Building $117,634 |
Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170212011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 22 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1994–2022) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 301 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 146 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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