Seminole County property record for 165 W Main St, Geneva, FL 32732 · Last verified December 2025
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 2,072 sqft · built 1954 |
| Lot Size | 0.338 acres (14,760 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,400 (May 2022) |
| Tax Bill | $4,594 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-20-32-501-0100-0070 |
| Primary APN | 21-20-32-501-0100-0070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,072 sqft Total Area |
| 1st Floor Area | 1,885 sqft |
| Flooring | Carpet |
| Interior Walls | Masonry |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Tar & Gravel |
| Lot Area | 14,760 sqft |
| Lot Dimensions | 123 ft deep x 120 ft wide |
| Porch | Porch |
| Porch Area | 243 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 165 W MAIN ST |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9019 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | LOTS 7 TO 10 & N 1/2 OF VACD ALLEY ADJ ON S BLK 1 WHITCOMBS 1ST ADD TO GENEVA PB 2 PG 50 |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 21 |
| Legal Subdivision | WHITCOMBS 1ST AND 2ND ADDS TO GENEVA |
| Legal Tract | 501 |
| Legal Block | 1 |
| Legal Lot Number | 7-10 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 21201 |
Source: Seminole County records · APN 21-20-32-501-0100-0070
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3763 CHARLESTON LOOP, OVIEDO, FL 32765-9202 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU |
| Oct 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2022 · Amount on Record |
| Deed Sale | May 25, 2022 · Amount on Record |
| Prior Sale | Oct 26, 2015 · Amount on Record |
| Deed Document Number | 2022062282 |
| Deed Book / Page | 10246 / 635 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 25, 2022 |
| Property Address | 165 W MAIN ST, GENEVA, FL 32732-9019 |
| Document Number | 0102460635 |
| Book / Page | 10246 / 635 |
| Map Reference | MB 2 PG 50 |
| Instrument Date | May 16, 2022 |
| Instrument | 2022062282 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | LANDING TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,417.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 577, GENEVA, FL 32732-0577 |
| Name | Verified Name |
|---|---|
| Address | 3763 CHARLESTON LOOP, OVIEDO, FL 32765-9202 |
| Document Number | 0102460637 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 10246/637 |
| Instrument | 2022062283 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 165 W MAIN ST, GENEVA, FL 32732-9019 |
| Document Number | 0090040025 |
| Book / Page | 009004 / 000025 |
| Instrument Date | Oct 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3300 RITCHIE RD GENEVA FL 32732, GENEVA, FL 32732 |
| Document Number | 0090040025 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 009004/000025 |
| Instrument | 101907 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2047 |
Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,594.00 (-1.67%) | $337,304 (+10.5%) | $337,304 (+10.5%) Land $84,000 Building $253,304 |
| 2023 | $4,672.00 (+53.23%) | $305,264 (+46.5%) | $305,264 (+35.94%) Land $80,000 Building $225,264 |
| 2022 | $3,049.00 | $208,368 | $224,566 Land $60,000 Building $164,566 |
Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170212011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 22 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1994–2022) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 301 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 146 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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