170 W Main St, Geneva, FL 32732 Property Records

Seminole County property record for 170 W Main St, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,368 sqft · built 1958
Lot Size0.515 acres (22,436 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Jun 2019)
Tax Bill$3,010 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-20-32-503-0000-0030

Property Details

APN / Parcel Number

Primary APN21-20-32-503-0000-0030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,368 sqft Living Area
1st Floor Area1,064 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area22,436 sqft
Lot Dimensions142 ft deep x 158 ft wide
Garage TypeCarport
CarportCarport
Carport Area260 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area200 sqft
Deck Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address170 W MAIN ST
CityGENEVA
StateFL
Zip32732-9018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 REPLAT OF LOTS 13 THRU 36 BLK 10 OF TOWNSITE OF GENEVA PB 9 PG 92
Legal Range32E
Legal Township20S
Legal Section21
Legal SubdivisionGENEVA REPLAT LOTS 13 THRU 36 BLK 10
Legal Tract503
Legal Block10
Legal Lot Number3,13-36 14
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1018
Census Tract21201

Owner

170 W Main St is owned by an individual who bought it in June 2019.

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1210 COCHRAN RD, GENEVA, FL 32732-9751
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 21, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2019 · Amount on File
Deed SaleJun 21, 2019 · Amount on File
Prior SaleFeb 19, 2003
Deed Document Number2019066290
Deed Book / Page09379 / 0116
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address170 W MAIN ST, GENEVA, FL 32732-9018
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096680128
DateAug 4, 2020
Book Page9668/128
Instrument2020083767
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJun 21, 2019
Property Address170 W MAIN ST, GENEVA, FL 32732-9018
Document Number0093790116
Book / Page009379 / 000116
Instrument DateMar 28, 2019
Instrument66290
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1210 COCHRAN RD GENEVA FL 327329751, GENEVA, FL 32732-9751

Mortgage

Document Number93790118
DateJun 21, 2019
Book Page009379/000118
Instrument66291
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 170 W Main St was $3,010.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,010.00$221,646$221,646 Land $46,000 Building $175,646
2023$2,784.00 (+8.12%)$194,511 (+9.52%)$194,511 (+2.93%) Land $44,000 Building $150,511
2022$2,575.00$177,608$188,968 Land $40,000 Building $148,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 170 W Main St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims16 (1994–2022)
Claims Outside the SFHA7 of 16
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 W Main St is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOVIEDO MARKETPLACE (CONSEC.)
serves 689 people · EPA ID FL3594241
Water SourcePurchased groundwater from SEMINOLE COUNTY SOUTHEAST
Last State InspectionSep 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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