Hampden County and West Springfield Town City property record for 195 Union St, West Springfield, MA 01089
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2 bd · 2.5 ba · 1,184 sqft · built 1912 |
| Lot Size | 0.102 acres (4,446 sqft) |
| Owner | Company Name on File |
| Last Sale | $190,000 (Dec 2020) |
| Tax Bill | $2,608 (2026) |
| Deeds & Mortgages | Dec 2020 Sale |
| Flood Zone | Zone X (reduced by levee) |
| APN | 238-01050-31-001 |
| Primary APN | 238-01050-31-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,184 sqft Total Area |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,446 sqft (0.102 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 238-01050-31-001 |
|---|---|
| Street Address | 195 UNION ST |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-4101 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | BB |
| Legal Block | 1050 |
| Legal Lot Number | 31 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 812300 |
195 Union St, a commercial property, is owned by a company that bought it in December 2020.
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4 WHITE BROOK LN, SOUTH HADLEY, MA 01075-7515 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on File |
| Deed Sale | Dec 30, 2020 · Amount on File |
| Prior Sale | Jan 3, 2005 · Amount on File |
| Deed Document Number | 202079244 |
| Deed Book / Page | 23621 / 98 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Dec 30, 2020 |
| Property Address | 195 UNION ST, WEST SPRINGFIELD, MA 01089-4101 |
| Document Number | 23621-98 |
| Book / Page | 023621 / 000098 |
| Instrument Date | Dec 24, 2020 |
| Instrument | 79244 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $884.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4 WHITE BROOK LN SOUTH HADLEY MA 010757515, SOUTH HADLEY, MA 01075-7515 |
The 2026 property tax bill for 195 Union St was $2,608.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,608.00 | $186,000 (-9.75%) Land $69,000 Building $117,000 | |
| 2025 | $206,100 (-2.14%) Land $71,700 Building $134,400 | $281,580 | |
| 2024 | $210,600 (+6.15%) Land $71,700 Building $138,900 | ||
| 2023 | $198,400 Land $71,700 Building $126,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Union St in Zone X, where a levee reduces flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–1979) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 195 Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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