160 Tower Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 160 Tower Rd, Panacea, FL 32346

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 2,226 sqft · built 2010
Lot Size4.42 acres (192,535 sqft)
Owner2 Individual Names on File
Tax Bill$3,629 (2025)
Deeds & MortgagesApr 2017 Mortgage
Aug 2019 Sale
Flood ZoneZone AE (high risk)
APN26-5S-02W-000-03550-036

Property Details

APN / Parcel Number

Primary APN26-5S-02W-000-03550-036

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,226 sqft Heated Area
Gross Area4,217 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Exterior MaterialOther
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area192,535 sqft (4.42 acres)
Garage TypeMixed
DrivewayDriveway
Driveway Area984 sqft

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area648 sqft
PorchFinished/Screened Porch
Porch Area1,422 sqft
Deck Area80 sqft
Patio Area80 sqft
FenceFence
Utility Building120 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address160 TOWER RD
CityPANACEA
StateFL
Zip32346-2213
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionA PARCEL OF LAND CONTAINING 2.74 AC OR 803 P 6
Legal Range02W
Legal Township05S
Legal Section26
JurisdictionWAKULLA FL
Township / Civil DivisionWEST WAKULLA
Census Block Group2
Census Block2037
Census Tract10102

Owner

Source: Wakulla County records · APN 26-5S-02W-000-03550-036

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address160 TOWER RD, PANACEA, FL 32346-2213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 01, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 01, 2019
Transfer Doc0000371322
Record UpdatedJun 08, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKULLA FL
Property Address160 TOWER RD, PANACEA, FL 32346-2213
Transaction TypeMortgage
Record UpdatedFeb 18, 2022
Title CompanyMULTIPLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000348282
DateApr 20, 2017
Book Page1031/0839
Instrument348282
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2032

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAKULLA FL
Recording DateAug 01, 2019
Property Address160 TOWER RD, PANACEA, FL 32346-2213
Document Number0000371322
Book / Page001119 / 000637
Instrument DateAug 01, 2019
Instrument371322
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address160 TOWER RD PANACEA FL 323462213, PANACEA, FL 32346-2213

Tax Assessment & Valuation

Source: Wakulla County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWakulla County
Unified School DistrictWakulla County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,629.00 (+3.98%) Homeowner's exemption$276,414 (+2.88%) Land $8,126 Building $268,288$441,693 (+9.99%) Land $33,150 Building $408,543
2024$3,490.00 (+2.62%) Homeowner's exemption$268,678 (+2.99%) Land $15,662 Building $253,016$401,590 (-1.55%)
2023$3,401.00 (+2.53%) Homeowner's exemption$260,871 (+3.02%) Land $15,661 Building $245,210$407,903 (+8.87%)
2022$3,317.00 Homeowner's exemption$253,221$374,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation17.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 73 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies101 units insured
incl. 28 condo units
Nearby Flood Claims15 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 11 claims
  • Hurricane Hermine, Sep 2016 · 3 claims

Wildfire

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 11 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPANACEA AREA WATER SYSTEM
serves 3,020 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Tower Rd

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