195 Thomas Rd, Clover, SC 29710 Property Records

York County property record for 195 Thomas Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,425 sqft · built 2018
Lot Size	6.71 acres (292,288 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Oct 2023)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`277-00-00-031`

Property Details

APN / Parcel Number

Primary APN	`277-00-00-031`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,425 sqft Living Area
Gross Area	3,926 sqft
1st Floor Area	2,425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Brick
Lot Area	292,288 sqft (6.71 acres)
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	473 sqft

Location & Zoning

Street Address	195 THOMAS RD
City	CLOVER
State	SC
Zip	29710-9476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.709 AC / LT 2 / THOMAS RD
Legal Lot Number	2
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2004
Census Tract	61701

Owner

Source: York County assessment roll, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 THOMAS RD, CLOVER, SC 29710-9476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 31, 2023	Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Apr 15, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LITTLE ROCK
Nov 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 1, 2018	Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	202334211
Deed Book / Page	21019 / 92
Prior Transfer Date	Oct 31, 2018
Prior Transfer Doc	1725900019
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	195 THOMAS RD, CLOVER, SC 29710-9476
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 THOMAS RD, CLOVER, SC 29710-9476

Mortgage

Document Number	2224400427
Date	Nov 10, 2025
Book Page	22244/427
Instrument	2025038318

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Oct 31, 2023
Property Address	195 THOMAS RD, CLOVER, SC 29710-9476
Document Number	2101900092
Book / Page	21019 / 92
Map Reference	MB 156 PG 388
Instrument Date	Oct 26, 2023
Instrument	2023034211
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 THOMAS RD, CLOVER, SC 29710-9476

Mortgage

Document Number	2023034212
Date	Oct 31, 2023
Instrument	2023034212

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	195 THOMAS RD, CLOVER, SC 29710-9476
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1749400325
Date	Apr 15, 2019
Book Page	17494/325
Instrument	2019014294

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	195 THOMAS RD, CLOVER, SC 29710-9476
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1958500078
Date	Sep 10, 2021
Book Page	19585/78
Instrument	2021052086

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	195 THOMAS RD, CLOVER, SC 29710-9476
Document Number	0000015548
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 THOMAS RD CLOVER SC 297109476, CLOVER, SC 29710-9476

Mortgage

Document Number	0000015548
Date	Apr 14, 2020
Instrument	15548

Lender

Name	BANK OF LITTLE ROCK
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Nov 1, 2018
Property Address	195 THOMAS RD, CLOVER, SC 29710-9476
Document Number	0000047028
Instrument Date	Oct 31, 2018
Instrument	47028
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 THOMAS RD CLOVER SC 29710, CLOVER, SC 29710

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Nov 1, 2018
Property Address	195 THOMAS RD, CLOVER, SC 29710-9476
Document Number	1725900001
Book / Page	17259 / 001
Map Reference	MB 156 PG 388
Instrument Date	Oct 31, 2018
Instrument	2018047026
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,557.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 THOMAS RD, CLOVER, SC 29710-9476

Mortgage

Document Number	2018047027
Date	Nov 1, 2018
Instrument	2018047027

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,174.00 (+74.88%)	$25,235 (+85.51%) Land $1,219 Building $24,016	$744,610 (+72.22%) Land $144,210 Building $600,400
2023	$1,815.00	$13,603 Land $691 Building $12,912	$432,368 Land $109,560 Building $322,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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