328 Thomas Rd, Clover, SC 29710 Property Records

York County property record for 328 Thomas Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,528 sqft · built 2018
Lot Size	63.5 acres (2,768,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,555 (Apr 2021)
Tax Bill	$2,712 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2019 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`276-00-00-029`

Property Details

APN / Parcel Number

Primary APN	`276-00-00-029`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,528 sqft Living Area
Gross Area	3,224 sqft
1st Floor Area	1,895 sqft
2nd Floor Area	633 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	2,768,238 sqft (63.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Porch	Slab
Porch Area	696 sqft

Location & Zoning

Street Address	328 THOMAS RD
City	CLOVER
State	SC
Zip	29710-8225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT# E (78.915AC) THOMAS RD
Legal Subdivision	RM THOMAS FARMS
Legal Tract	E
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2000
Census Tract	61701

Owner

Source: York County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 THOMAS RD, CLOVER, SC 29710-8225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF YORK
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit FAMILY TRUST FCU
Sep 25, 2019	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Apr 1, 2021	Deed, Transfer
Aug 29, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FAMILY TR FCU
Jun 8, 2017	Grant Deed, Transfer · Line of Credit FARM CREDIT SVCS
May 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Jun 8, 2017 · Amount on Record
Deed Document Number	202118742
Deed Book / Page	19139 / 241
Prior Transfer Date	May 2, 2017
Prior Transfer Doc	1635900092
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	328 THOMAS RD, CLOVER, SC 29710-8225
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 THOMAS RD, CLOVER, SC 29710-8225

Mortgage

Document Number	2048300379
Date	Nov 3, 2022
Book Page	20483/379
Instrument	2022046556

Lender

Name	BANK OF YORK
Type	Bank
Address	YORK, SC 29745

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	328 THOMAS RD, CLOVER, SC 29710-8225
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1763100282
Date	Jul 1, 2019
Book Page	17631/282
Instrument	2019026465

Lender

Name	FAMILY TRUST FCU
Type	Credit Union
Address	ROCK HILL, SC 29730

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	328 THOMAS RD, CLOVER, SC 29710-8225
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1780100331
Date	Sep 25, 2019
Book Page	17801/331
Instrument	2019041303

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Apr 1, 2021
Property Address	328 THOMAS RD, CLOVER, SC 29710-8225
Document Number	1913900241
Book / Page	19139 / 241
Map Reference	MB 166 PG 269
Instrument Date	Mar 31, 2021
Instrument	2021018742
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Tax	$399.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 THOMAS RD, CLOVER, SC 29710-8225

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YORK SC
Recording Date	Aug 29, 2017
Property Address	328 THOMAS RD, CLOVER, SC 29710-8225
Book / Page	016560 / 000448
Instrument Date	Aug 28, 2017
Instrument	36995
Transaction Type	Construction Loan
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 THOMAS RD CLOVER SC 29710, CLOVER, SC 29710

Mortgage

Document Number	1656000448
Date	Aug 29, 2017
Book Page	016560/000448
Instrument	36995

Lender

Name	FAMILY TR FCU
Type	Credit Union
Address	ROCK HILL, SC 29730

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Jun 8, 2017
Property Address	328 THOMAS RD, CLOVER, SC 29710-8225
Document Number	1641600195
Book / Page	016416 / 000195
Instrument Date	May 11, 2017
Instrument	22454
Transaction Type	Transfer
Record Updated	Jun 30, 2017

Transaction

Amount	Amount Recorded
Tax	$1,729.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5950 JOHNSON RD LAKE WYLIE SC 297108597, LAKE WYLIE, SC 29710-8597

Mortgage

Document Number	1641600197
Date	Jun 8, 2017
Book Page	016416/000197
Instrument	22455

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	PO BOX 10941, ROCK HILL, SC 29731-0941

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 7, 2037

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	May 3, 2017
Property Address	328 THOMAS RD, CLOVER, SC 29710-8225
Document Number	1635900092
Book / Page	016359 / 000092
Instrument Date	May 2, 2017
Instrument	16863
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 PINEWILD CT YORK SC 297459214, YORK, SC 29745-9214

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,712.00 (+11.33%)	$19,781 (+15.1%) Land $1,212 Building $18,569	$991,550 (+12.43%) Land $485,150 Building $506,400
2023	$2,436.00	$17,186 Land $849 Building $16,337	$881,915 Land $473,490 Building $408,425

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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