169 Thomas Rd, Clover, SC 29710 Property Records

York County property record for 169 Thomas Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,783 sqft · built 2019
Lot Size	11 acres (479,160 sqft)
Owner	Individual Name on Record
Last Sale	$1,165,000 (Mar 2024)
Tax Bill	$4,907 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2024 Sale & Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`277-00-00-017`

Property Details

APN / Parcel Number

Primary APN	`277-00-00-017`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,783 sqft Living Area
1st Floor Area	3,553 sqft
2nd Floor Area	1,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Brick
Lot Area	479,160 sqft (11 acres)
Garage Area	1,430 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	663 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Location & Zoning

Street Address	169 THOMAS RD
City	CLOVER
State	SC
Zip	29710-9476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGC
Legal Description	LOT# 1 (11.00AC) THOMAS RD
Legal Subdivision	ACRES
Legal Lot Number	1
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2004
Census Tract	61701

Owner

Source: York County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	169 THOMAS RD, CLOVER, SC 29710-9476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit UNION HOME MORTGAGE CORP
Mar 4, 2024	Deed, Transfer · Line of Credit LOWER LLC
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP
Mar 2, 2020	Quit Claim Deed, Transfer BANK OF LITTLE ROCK
May 9, 2018	Deed, Transfer · ARM SOUTH STATE BANK
Feb 9, 2018	Grant Deed, Transfer ATTORNEY ONLY
Feb 9, 2018	Grant Deed, Transfer ATTORNEY ONLY
Mar 12, 2018	Deed, Transfer · Conventional Mortgage COMMUNITY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Mar 2, 2020
Deed Document Number	0021187210
Deed Book / Page	21187 / 210
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	169 THOMAS RD, CLOVER, SC 29710-9476
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 THOMAS RD, CLOVER, SC 29710-9476

Mortgage

Document Number	2219300300
Date	Oct 15, 2025
Book Page	22193/300
Instrument	2025035043

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	8241 DOW CIR, STRONGSVILLE, OH 44136

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Mar 4, 2024
Property Address	169 THOMAS RD, CLOVER, SC 29710-9476
Document Number	2118700210
Book / Page	21187 / 210
Map Reference	MB 166 PG 213
Instrument Date	Mar 1, 2024
Instrument	2024006289
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,029.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 THOMAS RD, CLOVER, SC 29710-9476

Mortgage

Document Number	2024006290
Date	Mar 4, 2024
Instrument	2024006290

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	2118700212
Date	Mar 4, 2024
Book Page	21187/212
Instrument	2024006290

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	5950 SYMPHONY WOODS RD STE 301, COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	169 THOMAS RD, CLOVER, SC 29710-9476
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1859000288
Date	Sep 21, 2020
Book Page	18590/288
Instrument	2020043710

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Mar 2, 2020
Property Address	169 THOMAS RD, CLOVER, SC 29710-9476
Document Number	1810500487
Book / Page	018105 / 000487
Instrument Date	Feb 24, 2020
Instrument	8762
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 THOMAS RD CLOVER SC 297109476, CLOVER, SC 29710-9476

Mortgage

Document Number	1810500490
Date	Mar 2, 2020
Book Page	018105/000490
Instrument	8763

Lender

Name	BANK OF LITTLE ROCK
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	May 9, 2018
Property Address	169 THOMAS RD, CLOVER, SC 29710-9476
Document Number	1696400058
Book / Page	16964 / 058
Map Reference	MB 156 PG 388
Instrument Date	May 4, 2018
Instrument	201800019348
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1283 FENWICK HALL CT, GASTONIA, NC 28056-7928

Mortgage

Document Number	201800019349
Date	May 9, 2018
Instrument	201800019349

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Change Frequency	Annually
Min Rate At Change	2.49%
Max Rate At Change	6.49%
Index	1-Year LIBOR
Max Rate	10.4%

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Feb 9, 2018
Property Address	169 THOMAS RD, CLOVER, SC 29710-9476
Document Number	1682300300
Book / Page	016823 / 000300
Instrument Date	Jan 29, 2018
Instrument	5534
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$425.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 664 BLACKSBURG SC 297020664, BLACKSBURG, SC 29702-0664

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Feb 9, 2018
Property Address	169 THOMAS RD, CLOVER, SC 29710-9476
Document Number	1682300282
Book / Page	016823 / 000282
Instrument Date	Jan 29, 2018
Instrument	5532
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$499.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4750 BETTY DAVIS DR YORK SC 297458622, YORK, SC 29745-8622

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Mar 12, 2018
Property Address	169 THOMAS RD, CLOVER, SC 29710-9476
Document Number	1687000076
Book / Page	16870 / 076
Instrument Date	Jan 29, 2018
Instrument	201800010037
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2876 WATERGARDEN ST, YORK, SC 29745-6614

Mortgage

Document Number	201800010038
Date	Mar 12, 2018
Instrument	201800010038

Lender

Name	COMMUNITY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 12, 2021

Tax Assessment & Valuation

Source: York County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,907.00 (+33.38%)	$39,000 (+41.67%) Land $1,232 Building $37,768	$1,140,010 (+34.43%) Land $195,810 Building $944,200
2023	$3,679.00	$27,528 Land $736 Building $26,792	$848,051 Land $178,240 Building $669,811

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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