Richland County property record for 195 Thacher Loop, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2018 |
| Square Footage | 4,692 sqft Heated Area |
| Lot Size | 15,246 sqft (0.35 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $335,500 (2019) |
| Tax Bill | $3,391.00 (2025) |
Source: Richland County records · APN 28902-15-20
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 195 THACHER LOOP, ELGIN, SC 29045-6406 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Jan 02, 2019 | Grant Deed, Subdivision Related Transfer · Line of Credit MORTGAGE OPTIONS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 02, 2019 · Amount on Record |
| Deed Sale | Jan 02, 2019 · Amount on Record |
| Deed Doc Number | 201944 |
| Deed Book / Page | 2362 / 700 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 195 THACHER LOOP, ELGIN, SC 29045-6406 |
| Document Number | 2491/3423 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 195 THACHER LOOP ELGIN SC 290456406, ELGIN, SC 29045-6406 |
| Document Number | 2491/3423 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 002491/003423 |
| Instrument | 23669 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 31, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 02, 2019 |
| Property Address | 195 THACHER LOOP, ELGIN, SC 29045-6406 |
| Document Number | 2362/0700 |
| Book / Page | 002362 / 000700 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 44 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 01, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,241.35 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 195 THACHER LOOP ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2362/0704 |
|---|---|
| Date | Jan 02, 2019 |
| Book Page | 002362/000704 |
| Instrument | 45 |
| Name | MORTGAGE OPTIONS |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,391.00 (+17.42%) | $385,800 (+2,774.81%) | $677,800 (+102.03%) Land $50,000 Building $627,800 |
| 2023 | $2,888.00 (-5.28%) | $13,420 (-) | $335,500 (-) |
| 2021 | $3,049.00 | $13,420 | $335,500 Land $40,000 Building $295,500 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 6% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28902-15-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 4,692 sqft Heated Area |
| Gross Area | 5,444 sqft Gross Area |
| 1st Floor | 1,472 sqft 1st Floor |
| Basement Area | 1,420 sqft Basement |
| Finished Basement | 1,420 sqft Finished |
| Unfinished Basement | 1,420 sqft Unfinished |
| Stories | 3 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Area | 440 sqft Garage |
| Porch Area | 312 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02087949 |
|---|---|
| Street Address | 195 THACHER LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-6406 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 80 62.4X139.2X141.2X198.8 #SU VILLAGES @WOODCREEK PH 3&4 #PR RB1949-1769 |
| Legal Subdivision | BEAVER PARK @ WOOD CREEK |
| Legal Lot Number | 62,80 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 11407 |
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