195 Smith St, Central Islip, NY 11722 Property Records

Suffolk County and Islip Town property record for 195 Smith St, Central Islip, NY 11722

Property Summary

Property Type	Single Family Home
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$235,870 (May 2006)
Tax Bill	$5,678 (2024)
Deeds & Mortgages	Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`472889 141.-3-34`

Property Details

APN / Parcel Number

Primary APN	`472889 141.-3-34`
Alternative APNs	`0500-141.00-03.00-034.000` `288914100000030340000000` `472800307560` `385340`

Exterior

Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	55 ft deep x 100 ft wide

Location & Zoning

Account Number	385340
Street Address	195 SMITH ST
City	CENTRAL ISLIP
State	NY
Zip	11722-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	EDZ X2220626Y203356 T024H00000000
Legal Block	1000
Legal Lot Number	300
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	3
Census Block	3033
Census Tract	146203

Owner

195 Smith St is owned and occupied by an individual who bought it in May 2006.

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	195 SMITH ST, CENTRAL ISLIP, NY 11722-4129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2006 · Amount on File
Deed Sale	May 11, 2006 · Amount on File
Deed Book / Page	12449 / 831
Record Updated	Sep 20, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUFFOLK NY
Property Address	195 SMITH ST, CENTRAL ISLIP, NY 11722-4129
Document Number	0231690302
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SMITH ST CENTRAL ISLIP NY 117224129, CENTRAL ISLIP, NY 11722-4129

Mortgage

Document Number	0231690302
Date	Aug 31, 2020
Book Page	023169/000302

Lender

Name	SPECIALIZED LN SERVICING
Type	Funding / Finance Company
Address	8742 LUCENT BLVD # 300, HIGHLANDS RANCH, CO 80129-2386

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 30, 2035

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Central Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,600 Land $3,800 Building $16,800	$290,141 (-) Land $53,521 Building $236,620
2024	$5,678.00		$290,141 (+2.54%) Land $53,521 Building $236,620
2023		$20,600 Land $3,800 Building $16,800	$282,967 Land $52,198 Building $230,769

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Smith St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300