Suffolk County and Islip Town property record for 165 Smith St, Central Islip, NY 11722
| Property Type | Single Family Home |
|---|---|
| Details | 1,331 sqft · built 1996 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,000 (Oct 2017) |
| Tax Bill | $9,586 (2024) |
| Deeds & Mortgages | Jun 2022 Refinance Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 141.-3-36 |
| Primary APN | 472889 141.-3-36 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,331 sqft Living Area |
|---|---|
| 1st Floor Area | 655 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Account Number | 385310 |
|---|---|
| Street Address | 165 SMITH ST |
| City | CENTRAL ISLIP |
| State | NY |
| Zip | 11722-4129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | EDZ X2220497Y203323 T024H00000000 |
| Legal Subdivision | BRIGHTSIDES |
| Legal Block | 1000 |
| Legal Lot Number | 300 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 146203 |
165 Smith St is owned and occupied by two individuals who bought it in October 2017.
Source: Suffolk County and Islip Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 165 SMITH ST, CENTRAL ISLIP, NY 11722-4129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Oct 5, 2017 | Grant Deed, Transfer · FHA Mortgage HARTFORD FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2017 · Amount on File |
| Deed Sale | Oct 5, 2017 · Amount on File |
| Prior Sale | Oct 28, 2015 · Amount on File |
| Deed Book / Page | 12932 / 585 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 165 SMITH ST, CENTRAL ISLIP, NY 11722-4129 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0234230868 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 23423/868 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Jul 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 5, 2017 |
| Property Address | 165 SMITH ST, CENTRAL ISLIP, NY 11722-4129 |
| Document Number | 0129320585 |
| Book / Page | 012932 / 000585 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | ALL COUNTY ABSTRACT INC. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,072.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 PINETOP DR CENTRAL ISLIP NY 117221908, CENTRAL ISLIP, NY 11722-1908 |
| Document Number | 228620264 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 022862/000264 |
| Name | HARTFORD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2047 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Central Islip Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,000 Land $3,500 Building $26,500 | $422,535 (-) Land $49,296 Building $373,239 | |
| 2024 | $9,586.00 | $422,535 (+2.54%) Land $49,296 Building $373,239 | |
| 2023 | $30,000 Land $3,500 Building $26,500 | $412,088 Land $48,077 Building $364,011 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 165 Smith St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 Smith St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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